97 Beaver St, Ansonia, CT 06401 Property Records

Ansonia City property record for 97 Beaver St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,498 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jul 2021)
Tax Bill	$7,346 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38500`

Property Details

APN / Parcel Number

Primary APN	`38500`
Alternative APN	`ANSO M:055 B:0041 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,498 sqft Living Area
Gross Area	5,491 sqft
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	38500
Street Address	97 BEAVER ST
City	ANSONIA
State	CT
Zip	06401-3103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	41
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2011
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 BEAVER ST, ANSONIA, CT 06401-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 1, 2017	Deed of Trust, Mortgage WEBSTER BANK
Sep 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Jul 12, 2021	Executor's Deed, Transfer · FHA Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	May 18, 1999 · Amount on Record
Deed Document Number	20211819600002
Deed Book / Page	592 / 388
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	97 BEAVER ST, ANSONIA, CT 06401-3103
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000618-187
Date	Dec 18, 2023
Book Page	618/187
Instrument	1924440006

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	97 BEAVER ST, ANSONIA, CT 06401-3103
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000554-271
Date	Sep 1, 2017
Book Page	554/271
Instrument	1635370018

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	97 BEAVER ST, ANSONIA, CT 06401-3103
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00571-1015
Date	Sep 24, 2019
Book Page	571/1015
Instrument	1743360009

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 12, 2021
Property Address	97 BEAVER ST, ANSONIA, CT 06401-3103
Document Number	000592-388
Book / Page	592 / 388
Instrument Date	Jul 9, 2021
Instrument	1819600002
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E 229TH ST, BRONX, NY 10466-4807

Mortgage

Document Number	1819610014
Date	Jul 12, 2021
Instrument	1819610014

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,346.00 (+3.19%)	$249,340 (-) Land $37,380 Building $211,960	$501,725 (+187.46%)
2025	$7,119.00	$249,340 (-) Land $37,380 Building $211,960	$174,538 Land $26,166 Building $148,372
2024	$7,119.00 (+8.8%)
2023	$6,543.00 (+7.99%)	$249,340 (+55.55%) Land $37,380 Building $211,960
2022	$6,059.00	$160,300 Land $34,200 Building $126,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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