Louisa County property record for 97 Beach Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 920 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Apr 2007) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13A5 5 736 |
| Primary APN | 13A5 5 736 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 360 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 185 sqft |
| Deck Area | 428 sqft |
| Patio Area | 428 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1704 |
|---|---|
| Street Address | 97 BEACH RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-5716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLUE RIDGE SHORE SUBD DB 934/443 LOT 736 DB 1368/854 .339AC |
| Legal Subdivision | BLUE RIDGE SHORE SUBD |
| Legal Lot Number | 736 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | LOUISA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950303 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 BEACH RD, LOUISA, VA 23093-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2007 · Amount on Record |
| Deed Sale | Apr 3, 2007 · Amount on Record |
| Prior Sale | Jul 8, 2005 · Amount on Record |
| Deed Document Number | 20073218 |
| Deed Book / Page | 1065 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 97 BEACH RD, LOUISA, VA 23093-5716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 97 BEACH RD, LOUISA, VA 23093-5716 |
| Document Number | 002073/690 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 2073/690 |
| Instrument | 202600002762 |
| Name | CUSTOM HOME MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKLIN, MI 48025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,022 (+2.18%) Land $15,000 Building $178,022 | $193,022 (+2.18%) Land $15,000 Building $178,022 | |
| 2025 | $1,360.00 (+0.67%) | $188,900 (+9.89%) Land $15,000 Building $173,900 | $188,900 (+9.89%) Land $15,000 Building $173,900 |
| 2024 | $1,351.00 (+132.93%) | ||
| 2023 | $171,900 Land $15,000 Building $156,900 | ||
| 2022 | $580.00 | $171,900 Land $15,000 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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