Bear Lake County property record for 97 B St, Saint Charles, ID 83272
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1976 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2019 Mortgage |
| APN | RP081200000200 |
| Primary APN | RP081200000200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Finished Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Account Number | 31020.00 |
|---|---|
| Street Address | 97 B ST |
| City | SAINT CHARLES |
| State | ID |
| Zip | 83272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.17 B.L. SANDS LOT 20 12-16-44 0.17 AC |
| Legal Subdivision | BEAR LAKE SANDS SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | BEAR LAKE ID |
| Township / Civil Division | MONTPELIER |
| Census Block Group | 4 |
| Census Block | 4230 |
| Census Tract | 950100 |
97 B St, a single family home, is owned by an individual.
Source: Bear Lake County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 W 1650 N, CENTERVILLE, UT 84014-1166 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU |
| Oct 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICA FIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAR LAKE ID |
| Property Address | 97 B ST, SAINT CHARLES, ID 83272 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Title Company | FIRST AMER TTL MONTPELIER |
| Name | Verified Name |
|---|
| Document Number | 0000236196 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 236196 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAR LAKE ID |
| Recording Date | Oct 4, 2019 |
| Property Address | 97 B ST, SAINT CHARLES, ID 83272 |
| Document Number | 230205 |
| Map Reference | DOC 80601 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 230205 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | FIRST AMER TTL MONTPELIER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 W 1650 N, CENTERVILLE, UT 84014-1166 |
| Document Number | 230206 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 230206 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 97 B St was $1,336.
Source: Bear Lake County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bear Lake County |
| Unified School District | Bear Lake County School District 33 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,400 (-0.68%) Land $187,040 Building $190,360 | $377,400 (-0.68%) Land $187,040 Building $190,360 | |
| 2025 | $1,336.00 | $379,980 Land $187,040 Building $192,940 | $379,980 Land $187,040 Building $192,940 |
| 2023 | $1,307.00 (-11.99%) | $366,335 Land $187,040 Building $179,295 | $366,335 Land $187,040 Building $179,295 |
| 2022 | $1,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 97 B St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 B St is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Direct Communications Rockland Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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