Muhlenberg County property record for 97 Adler Ln, Beech Creek, KY 42321
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Aug 2022) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-04-01-014.000 |
| Primary APN | 179-04-01-014.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Account Number | 30569 |
|---|---|
| Street Address | 97 ADLER LN |
| City | BEECH CREEK |
| State | KY |
| Zip | 42321-2489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.1 AC & GARAGE |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | DRAKESBORO |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 960700 |
Source: Muhlenberg County records, as of February 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 717 N 2ND ST, CENTRAL CITY, KY 42330-1129 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Sep 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Oct 9, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Mar 3, 2022 · Amount on Record |
| Deed Document Number | 2022304634 |
| Deed Book / Page | 603 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 97 ADLER LN, BEECH CREEK, KY 42321-2489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 717 N 2ND ST, CENTRAL CITY, KY 42330-1129 |
| Document Number | 00M746/571 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | M746/571 |
| Instrument | 310308 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 97 ADLER LN, BEECH CREEK, KY 42321-2489 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4393 STATE ROUTE 973, BELTON, KY 42324-3532 |
| Document Number | 00M740/711 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | M740/711 |
| Instrument | 304635 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 97 ADLER LN, BEECH CREEK, KY 42321-2489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 78, DRAKESBORO, KY 42337-0078 |
| Document Number | M719/495 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | M719/495 |
| Instrument | 292879 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, KY 42345 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 18, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 97 ADLER LN, BEECH CREEK, KY 42321-2489 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | M711/0293 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | M711/0293 |
| Instrument | 287905 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, KY 42345 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 17, 2039 |
Source: Muhlenberg County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 (-51.09%) | $55,000 (-51.75%) | $55,000 (-51.75%) |
| 2023 | $1,149.00 | $114,000 | $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG CO WATER DISTRICT serves 16,845 people · EPA ID KY0890302 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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