Providence City property record for 97 4th St, Providence, RI 02906
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,376 sqft · built 1910 |
| Lot Size | 0.108 acres (4,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2006) |
| Tax Bill | $5,437 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:73 L:120 |
| Primary APN | PROV M:73 L:120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 3,626 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,696 sqft (0.108 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 34269 |
|---|---|
| Street Address | 97 4TH ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02906-2833 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Lot Number | 120 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Summit Historic District listed 2003 · 154 contributing resources · NRIS 03000495 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
97 4th St, a duplex, is owned and occupied by an individual who bought it in July 2006.
Source: Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 4TH ST, PROVIDENCE, RI 02906-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on File |
| Deed Sale | Jul 21, 2006 · Amount on File |
| Deed Book / Page | 8178 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Apr 30, 2026 |
| Property Address | 97 4TH ST, PROVIDENCE, RI 02906-2833 |
| Document Number | 014712-168 |
| Book / Page | 14712 / 168 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026414771 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 97 4TH ST, PROVIDENCE, RI 02906-2833 |
| Document Number | 0000414771, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 14712/168 |
| Instrument | 2026414771 |
| Name | WESTERLY COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 97 4th St was $5,437.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,437.00 | $720,100 Land $371,200 Building $348,900 | $705,180 |
| 2023 | $9,094.00 (+3.08%) | $495,600 (-) Land $250,200 Building $245,400 | |
| 2022 | $8,822.00 | $495,600 Land $250,200 Building $245,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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