Bolivar County property record for 97 3rd St, Cleveland, MS 38732 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,623 sqft · built 2010 |
| Lot Size | 0.413 acres (18,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,088 (Nov 2010) |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Dec 2006 Mortgage Aug 2006 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-04-400-00-00800 |
| Primary APN | 33-04-400-00-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,623 sqft Adjusted Area |
| 1st Floor Area | 2,221 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,030 sqft (0.413 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 27645 |
|---|---|
| Street Address | 97 3RD ST |
| City | CLEVELAND |
| State | MS |
| Zip | 38732-8705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 NEW LIFE CHURCH ADD RENOVA |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 04 |
| Legal Subdivision | CHURCH ADD |
| Legal Lot Number | 8 |
| Jurisdiction | BOLIVAR MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 950500 |
Source: Bolivar County records · APN 33-04-400-00-00800
Assessment roll updated February 10, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2006 | Deed of Trust, Mortgage CLEVELAND LOANS INC |
| Aug 18, 2006 | Deed of Trust, Mortgage CLEVELAND LOANS INC |
| Nov 02, 2010 | Warranty Deed, Transfer MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
| Nov 02, 2010 | Warranty Deed, Transfer |
| Aug 20, 2010 | Warranty Deed, Transfer |
| Apr 20, 2010 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2010 · Amount on Record |
| Deed Sale | Nov 02, 2010 · Amount on Record |
| Prior Sale | Apr 20, 2010 |
| Deed Book / Page | 210 / 2537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000N533/35 |
|---|---|
| Date | Dec 11, 2006 |
| Book Page | N533/35 |
| Name | CLEVELAND LOANS INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Dec 04, 2008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00N527/461 |
|---|---|
| Date | Aug 18, 2006 |
| Book Page | N527/461 |
| Instrument | 21000983 |
| Name | CLEVELAND LOANS INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Aug 15, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Recording Date | Nov 02, 2010 |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Document Number | 00210/2537 |
| Book / Page | 210 / 2537 |
| Instrument Date | Oct 29, 2010 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 02010/2538 |
|---|---|
| Date | Nov 02, 2010 |
| Book Page | 2010/2538 |
| Name | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Recording Date | Nov 02, 2010 |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Document Number | 00210/2538 |
| Book / Page | 210 / 2538 |
| Instrument Date | Oct 29, 2010 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Recording Date | Aug 20, 2010 |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Document Number | 02010/1957 |
| Book / Page | 2010 / 1957 |
| Instrument Date | Jun 22, 2010 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOLIVAR MS |
| Recording Date | Apr 20, 2010 |
| Property Address | 97 3RD ST, CLEVELAND, MS 38732-8705 |
| Document Number | 002010/936 |
| Book / Page | 2010 / 936 |
| Instrument Date | Apr 09, 2010 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bolivar County records · Assessment roll updated February 10, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Bolivar County |
| Municipality | Renova Town |
| Unified School District | Cleveland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 Homeowner's exemption | $17,775 (-) | $177,750 (-) Land $20,000 Building $157,750 |
| 2023 | $17,775 (-) | $177,750 (-) Land $20,000 Building $157,750 | |
| 2022 | Homeowner's exemption | $17,775 | $177,750 Land $20,000 Building $157,750 |
Source: FEMA National Flood Hazard Layer, Bolivar County (28011C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280119505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1979–2021) |
| Claims Outside the SFHA | 9 of 13 |
| Most Recent Claim | Jun 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 4% of the US · above 2% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| Telapex | Fixed Wireless | 100 / 20 |
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