Saratoga County and Hadley Town property record for 97 2nd Ave, Hadley, NY 12835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,102 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jul 2026) |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more |
| APN | 413600 27.13-2-28.2 |
| Primary APN | 413600 27.13-2-28.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,102 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 1,374 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 2ND AVE |
|---|---|
| City | HADLEY |
| State | NY |
| Zip | 12835-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N |
| Legal Description | LOT 80 & P/O 78 |
| Legal Block | 2 |
| Legal Lot Number | 28.002 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HADLEY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 60501 |
Source: Saratoga County and Hadley Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 VAN NESS AVE, 2, GREENWICH, NY 12834-1031 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Oct 2, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Jun 21, 2017 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2020 · Amount on Record |
| Deed Document Number | 202620975 |
| Prior Transfer Date | Nov 6, 2004 |
| Prior Transfer Doc | 0017020066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 28, 2026 |
| Property Address | 97 2ND AVE, HADLEY, NY 12835-2230 |
| Document Number | 0000020975 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202620975 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
| Document Number | 0000020976, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202620976 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Oct 2, 2020 |
| Property Address | 97 2ND AVE, HADLEY, NY 12835-2230 |
| Document Number | 0000026934 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020026934 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 985 E RIVER DR, LAKE LUZERNE, NY 12846-2302 |
| Document Number | 0000026935 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020026935 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 97 2ND AVE, HADLEY, NY 12835-2230 |
| Document Number | 0000019364 |
| Instrument Date | Apr 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 97 2ND AVE HADLEY NY 128352230, HADLEY, NY 12835-2230 |
| Document Number | 0000019364 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 19364 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 20, 2040 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jun 21, 2017 |
| Property Address | 97 2ND AVE, HADLEY, NY 12835-2230 |
| Instrument Date | Apr 22, 2017 |
| Instrument | 19365 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 97 2ND AVE HADLEY NY 128352230, HADLEY, NY 12835-2230 |
| Document Number | 0000019365 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 19365 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 20, 2040 |
Source: Saratoga County and Hadley Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley-Luzerne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 | $142,100 (-) Land $13,400 Building $128,700 | $236,833 (+17.33%) Land $22,333 Building $214,500 |
| 2023 | $142,100 (-) Land $13,400 Building $128,700 | $201,847 (+12.93%) Land $19,034 Building $182,813 | |
| 2022 | $142,100 Land $13,400 Building $128,700 | $178,742 Land $16,855 Building $161,887 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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