97 28th St, San Francisco, CA 94110 Property Records

San Francisco City property record for 97 28th St, San Francisco, CA 94110

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 792 sqft · built 1924
Lot Size0.058 acres (2,530 sqft)
Owner2 Individual Names on File
Last Sale$1,030,000 (Jul 2025)
Tax Bill$14,416 (2025)
Deeds & MortgagesJul 2022 Sale
Jan 2020 Mortgage
+ 1 more
APN6616-051

Property Details

APN / Parcel Number

Primary APN6616-051

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleCondo/Apartment
Lot Area2,530 sqft (0.058 acres)

Location & Zoning

Street Address97 28TH ST
CitySAN FRANCISCO
StateCA
Zip94110-4934
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRH-2
Legal Subdivision89-91-93-95-97 28TH STEET
Legal Block6616
Legal Lot Number51
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionWESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group2
Census Block2004
Census Tract21500

Owner

97 28th St, a condominium, is owned and occupied by two individuals who bought it in July 2025.

Source: San Francisco City records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address97 28TH ST, SAN FRANCISCO, CA 94110-4934
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMERICA BK
Feb 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2025 · Amount on File
Deed SaleJul 22, 2025 · Amount on File
Prior SaleJul 19, 2022 · Amount on File
Deed Document Number202555776
Prior Transfer DateJun 2, 1999
Prior Transfer Doc0000604117
Record UpdatedOct 29, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN FRANCISCO CA
Recording DateJul 19, 2022
Property Address97 28TH ST, SAN FRANCISCO, CA 94110-4934
Document Number0000069355
Map ReferenceMB 58 PG 121-123
Instrument DateJul 13, 2022
Instrument2022069355
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$8,212.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address626 PARK BLVD, UKIAH, CA 95482-7640

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address97 28TH ST, SAN FRANCISCO, CA 94110-4934
Document Number0K89800938
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 28TH ST SAN FRANCISCO CA 941104934, SAN FRANCISCO, CA 94110-4934

Mortgage

Document Number0K89800938
DateFeb 4, 2020
InstrumentK898938
Lender
NameCOMERICA BK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address97 28TH ST, SAN FRANCISCO, CA 94110-4934
Document Number0K58100188
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 28TH ST SAN FRANCISCO CA 941104934, SAN FRANCISCO, CA 94110-4934

Mortgage

Document Number0K58100188
DateFeb 22, 2018
InstrumentK581188
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 97 28th St was $14,416.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,030,000 (-9.59%) Land $618,000 Building $412,000
2025$14,416.00$1,139,237 Land $683,542 Building $455,695
2023$9,390.00 (+2.15%)$724,359 Land $434,617 Building $289,742
2022$9,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 97 28th St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,888 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, Sonic Telecom, T-Mobile.

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