97 10th St, Apt 3, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 97 10th St, Apt 3, Cayucos, CA 93430

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,372 sqft · built 1987
Lot Size	0.032 acres (1,372 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Jun 2019)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-153-044`

Property Details

APN / Parcel Number

Primary APN	`064-153-044`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,372 sqft (0.032 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	97 10TH ST, 3
City	CAYUCOS
State	CA
Zip	93430-1300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	PM 42-30 U3 & PTN OF LT 1
Legal Subdivision	TOWN/CAYUCOS
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3015
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12773 FOREST HILL BLVD, 1201, WELLINGTON, FL 33414-4760
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	201924767
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0000024767
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 27, 2019
Property Address	97 10TH ST APT 3, 3, CAYUCOS, CA 93430-1300
Document Number	0000024767
Instrument Date	Jun 5, 2019
Instrument	24767
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	SOLIDIFI TITLE

Transaction

Amount	Amount Recorded
Tax	$128.70
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	97 10TH ST #3 CAYUCOS CA 934301300, 3, CAYUCOS, CA 93430-1300

Mortgage

Document Number	24768
Date	Jun 27, 2019
Instrument	24768

Lender

Name	JG WENTWORTH LNDG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,055 (+2%) Land $196,886 Building $200,169
2025	$4,163.00 (+2.01%)	$389,271 (+4.04%) Land $193,026 Building $196,245
2023	$4,081.00 (+1.75%)	$374,158 (+2%) Land $185,532 Building $188,626
2022	$4,011.00	$366,823 Land $181,895 Building $184,928

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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