Santa Cruz County property record for 9699 Hwy 9, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,850 sqft · built 1927 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $930,000 (Jul 2016) |
| Tax Bill | $12,584 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 077-141-01 |
| Primary APN | 077-141-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,987 sqft (0.367 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 255 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9699 HIGHWAY 9 |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10-L |
| Legal Description | MAP F4 931 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9699 HIGHWAY 9, BEN LOMOND, CA 95005-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on Record |
| Deed Sale | Jul 11, 2016 · Amount on Record |
| Prior Sale | Jun 23, 2000 · Amount on Record |
| Deed Document Number | 201624820 |
| Prior Transfer Date | May 24, 1999 |
| Prior Transfer Doc | 0000036688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 2, 2026 |
| Property Address | 9699 HIGHWAY 9, BEN LOMOND, CA 95005-9201 |
| Document Number | 0000022229 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202622229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9699 HIGHWAY 9, BEN LOMOND, CA 95005-9201 |
| Document Number | 0000022229, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202622229 |
| Name | TECHNOLOGY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2051 |
| Max Rate | -1% |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,256 (+2%) Land $581,837 Building $495,419 | ||
| 2025 | $12,584.00 (+3.99%) Homeowner's exemption | $1,056,133 (+4.04%) Land $570,428 Building $485,705 | |
| 2023 | $12,101.00 (+2.4%) Homeowner's exemption | $1,015,123 Land $548,278 Building $466,845 | $1,423,800 |
| 2022 | $11,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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