Calvert County property record for 9695 Howes Rd, Dunkirk, MD 20754 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 4,224 sqft Total Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | Mixed, 690 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2017) |
| Tax Bill | $9,134.00 (2025) |
| Primary APN | 03-016609 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,224 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stone Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 690 sqft Garage |
| Porch Area | 256 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 016609 |
|---|---|
| Street Address | 9695 HOWES RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9257 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 1 SEC 2 FLORENCE ROBB PROP |
| Legal Subdivision | FLORENCE ROBB PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-016609
Assessment roll updated July 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust · Line of Credit CROSSCOUNTRY MORTGAGE |
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 28, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage QUALITY BUILT HOMES |
| Jul 28, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage SEVERN SAVINGS BANK FSB |
| May 21, 2021 | Intrafamily Transfer, Transfer · Building or Construction Mortgage SEVERN SAVINGS BANK FSB |
| Feb 08, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2017 | Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on Record |
| Deed Sale | Jun 22, 2017 · Amount on Record |
| Deed Book / Page | 5015 / 408 |
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 0059700168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 16, 2026 |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 6885000499 |
| Book / Page | 6885 / 499 |
| Instrument Date | Apr 07, 2026 |
| Record Updated | Apr 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 6885000499, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 6885/499 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 16, 2026 |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 0068850499 |
| Book / Page | 6885 / 499 |
| Instrument Date | Apr 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 6885000499, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 6885/499 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0062870265 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 6287/265 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | TITLEMAX LLC |
| Name | Verified Name |
|---|---|
| Address | 1248 WOODCHURCH LN, SAINT AUGUSTINE, FL 32092-5039 |
| Document Number | 0060340421 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 6034/421 |
| Name | QUALITY BUILT HOMES |
|---|---|
| Type | Non-Lending Institution |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 0060340394 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 6034/394 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.75% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 21, 2021 |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 0059700168 |
| Book / Page | 5970 / 168 |
| Map Reference | MB KPS 5 PL 252&253 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | NOT AVAILABLE, TITLEMAX LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1248 WOODCHURCH LN, SAINT AUGUSTINE, FL 32092-5039 |
| Document Number | 5970172 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 5970/172 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 08, 2019 |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 0053150482 |
| Book / Page | 005315 / 000482 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1810 CORONA LOS ALAMOS NM 875443767, LOS ALAMOS, NM 87544-3767 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 22, 2017 |
| Property Address | 9695 HOWES RD, DUNKIRK, MD 20754-9257 |
| Document Number | 0050150407 |
| Book / Page | 005015 / 000407 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2017 |
| Title Company | TITLEMAX CORPORATION, TITLEMAX CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9695 HOWES RD DUNKIRK MD 207549257, DUNKIRK, MD 20754-9257 |
| Document Number | 50150410 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 005015/000410 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HUGHESVILLE, MD 20637 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2027 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,134.00 (+19.88%) Homeowner's exemption | $839,700 (+14.5%) Land $176,000 Building $663,700 | $839,700 (-) Land $176,000 Building $663,700 |
| 2023 | $7,619.00 Homeowner's exemption | $733,367 | $839,700 Land $176,000 Building $663,700 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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