9695 E State St, Bridgewater, NY 13313 Property Records

Oneida County and Bridgewater Town property record for 9695 E State St, Bridgewater, NY 13313

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,108 sqft · built 2017
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Tax Bill$4,713 (2026)
Deeds & MortgagesJun 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN302800 407.015-1-5

Property Details

APN / Parcel Number

Primary APN302800 407.015-1-5
Alternative APNs
  • 30280140701500010050000000
  • 000270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area2,108 sqft Living Area
1st Floor Area2,108 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area174,240 sqft (4 acres)
Lot Depth736 ft Depth
Garage TypeAttached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area584 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number000270
Street Address9695 E STATE ST
CityBRIDGEWATER
StateNY
Zip13313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number5.000
JurisdictionONEIDA NY
Township / Civil DivisionBRIDGEWATER
Census Block Group1
Census Block1030
Census Tract25800

Owner

Source: Oneida County and Bridgewater Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 197, BRIDGEWATER, NY 13313-0197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionONEIDA NY
Recording DateJun 8, 2017
Property Address9695 STATE ST, BRIDGEWATER, NY 13313
Instrument DateJun 8, 2017
InstrumentF87
Transaction TypeConstruction Loan
Record UpdatedJun 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9695 US ROUTE 20 BRIDGEWATER NY 133137726, BRIDGEWATER, NY 13313-7726

Mortgage

Document Number0000000F87
DateJun 8, 2017
InstrumentF87
Lender
NameADIRONDACK BK
TypeBank
AddressUTICA, NY 13501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Bridgewater Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionBridgewater Town
Unified School DistrictMount Markham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,713.00 (-0.9%) Homeowner's exemption Veteran's exemption
2025$4,756.00 (+153.79%)$123,200 (-) Land $10,400 Building $112,800$218,440 (+25%) Land $18,440 Building $200,000
2023$123,200 (-) Land $10,400 Building $112,800$174,752 (+19.15%) Land $14,752 Building $160,000
2022$1,874.00 Homeowner's exemption Veteran's exemption$123,200 Land $10,400 Building $112,800$146,667 Land $12,381 Building $134,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimMar 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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