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9693 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9693 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,840 sqft · built 2002
Lot Size0.145 acres (6,295 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Sep 2004)
Tax Bill$7,707 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN07-233701

Property Details

APN / Parcel Number

Primary APN07-233701
Alternative APNs
  • 7233701
  • 233701

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,840 sqft Living Area
Gross Area3,302 sqft
1st Floor Area1,178 sqft
Basement Area500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialFrame
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,295 sqft (0.145 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area68 sqft
Deck Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number233701
Street Address9693 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25061 SECTION P3 6,295 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HIGHLANDS
Legal Lot Number25061
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

9693 Royal Crest Cir is owned and occupied by two individuals who acquired it in September 2026.

Source: Frederick County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address9693 ROYAL CREST CIR, FREDERICK, MD 21704-7858
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2004 · Amount on File
Deed SaleSep 8, 2004 · Amount on File
Prior SaleApr 15, 2003 · Amount on File
Deed Document Number200447079
Deed Book / Page4834 / 543
Last Transfer DateSep 3, 2026
Transfer Doc1805000242
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 18, 2026
Property Address9693 ROYAL CREST CIR, FREDERICK, MD 21704-7858
Document Number1805000242
Book / Page18052 / 242
Instrument DateSep 3, 2026
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyVILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9693 ROYAL CREST CIR, FREDERICK, MD 21704-7858

Mortgage

Document Number1805000247,
DateSep 18, 2026
Book Page18052/247
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9693 Royal Crest Cir was $7,707.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$625,467$675,500 Land $225,600 Building $449,900
2025$7,707.00
2023$6,980.00 Homeowner's exemption$492,133$525,400 Land $175,600 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9693 Royal Crest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9693 Royal Crest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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