Wilkes County property record for 969 Traphill Union Rd, Traphill, NC 28685
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,779 sqft · built 1951 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $983 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4914-87-8922 |
| Primary APN | 4914-87-8922 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Mansard |
| Lot Area | 43,560 sqft (1 acres) |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 221061 |
|---|---|
| Street Address | 969 TRAPHILL UNION RD |
| City | TRAPHILL |
| State | NC |
| Zip | 28685-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOYD CAUDILL ESTATE DIV |
| Jurisdiction | WILKES NC |
| Township / Civil Division | TRAPHILL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 960200 |
Source: Wilkes County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 969 TRAPHILL UNION RD, TRAPHILL, NC 28685-9044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2001 |
| Deed Sale | Apr 10, 2001 |
| Deed Book / Page | 880 / 627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Apr 11, 2024 |
| Property Address | 969 TRAPHILL UNION RD, TRAPHILL, NC 28685-9044 |
| Document Number | 001393/228 |
| Book / Page | 1393 / 228 |
| Map Reference | MB 13 PG 326 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2247 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 969 TRAPHILL UNION RD, TRAPHILL, NC 28685-9044 |
| Document Number | 0000002248 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2248 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.9% |
| Max Rate At Change | 8.9% |
| Index | 5-Year TN |
| Max Rate | 12.9% |
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983.00 (-27.45%) | $199,560 (+152.13%) Land $24,500 Building $175,060 | $199,560 (+65.95%) Land $24,500 Building $175,060 |
| 2024 | $1,355.00 (-6.16%) | ||
| 2023 | $79,150 | $120,250 Land $51,690 Building $68,560 | |
| 2020 | $1,444.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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