Chesapeake City property record for 969 Speight Lyons Loop, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,741 sqft · built 2004 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,000 (Jul 2018) |
| Tax Bill | $5,191 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Jul 2018 Sale & Mortgage |
| APN | 0476001000230 |
| Primary APN | 0476001000230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,741 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 1,052 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 164 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 969 SPEIGHT LYONS LOOP |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 23 LOCHAVEN ESTATES AMND |
| Legal Subdivision | LOCHAVEN ESTATES, SHERWOOD FOREST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21005 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 969 SPEIGHT LYONS LOOP, CHESAPEAKE, VA 23322-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE |
| Jul 10, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Prior Sale | May 4, 2005 · Amount on Record |
| Deed Document Number | 201818224 |
| Deed Book / Page | 9932 / 573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 969 SPEIGHT LYONS LOOP, CHESAPEAKE, VA 23322-7411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 10245/1091 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 10245/1091 |
| Instrument | 200039989 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 10, 2018 |
| Property Address | 969 SPEIGHT LYONS LOOP, CHESAPEAKE, VA 23322-7411 |
| Document Number | 9932/573 |
| Book / Page | 9932 / 573 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 180018224 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 969 SPEIGHT LYONS LOOP, CHESAPEAKE, VA 23322-7411 |
| Document Number | 180018225 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 180018225 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,191.00 (+36.28%) | $514,000 (+9.95%) Land $160,000 Building $354,000 | $514,000 (+9.95%) Land $160,000 Building $354,000 |
| 2023 | $467,500 (+11.07%) Land $140,000 Building $327,500 | $467,500 (+11.07%) Land $140,000 Building $327,500 | |
| 2022 | $420,900 Land $130,000 Building $290,900 | $420,900 Land $130,000 Building $290,900 | |
| 2019 | $3,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 195 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 195 in force |
| Nearby Flood Claims | 32 (2003–2022) |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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