969 S 640 E, Payson, UT 84651 Property Records

Utah County property record for 969 S 640 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 2002
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jan 2021)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-310-0023`

Property Details

APN / Parcel Number

Primary APN	`40-310-0023`
Alternative APN	`176787`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,896 sqft (0.319 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	660 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	176787
Street Address	969 S 640 E
City	PAYSON
State	UT
Zip	84651-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23, PLAT B, GREENRIDGE POINTE PRD. AREA 0.319 AC.
Legal Subdivision	GREENRIDGE POINTE PRD
Legal Lot Number	23
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1016
Census Tract	3404

Owner

969 S 640 E is owned and occupied by two individuals who bought it in January 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	969 S 640 E, PAYSON, UT 84651-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 6, 2018	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Jun 20, 2002 · Amount on File
Deed Document Number	202113484
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0000013484
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 26, 2021
Property Address	969 S 640 E, PAYSON, UT 84651-1628
Document Number	0000013484
Instrument Date	Jan 19, 2021
Instrument	13484:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	969 S 640 E, PAYSON, UT 84651-1628

Mortgage

Document Number	0000013485
Date	Jan 26, 2021
Instrument	13485:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	969 S 640 E, PAYSON, UT 84651-1628
Document Number	0000116935
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	969 S 640 E PAYSON UT 846511628, PAYSON, UT 84651-1628

Mortgage

Document Number	0000116935
Date	Dec 11, 2018
Instrument	116935

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 969 S 640 E was $2,909, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,930 (-44.92%)	$532,600 (+0.15%) Land $175,200 Building $357,400
2025	$2,909.00 (+0.03%)	$531,800 Land $166,900 Building $364,900	$531,800 Land $166,900 Building $364,900
2024	$2,908.00 (+0.38%)
2023	$2,897.00 (-0.48%)	$295,735	$537,700 Land $143,900 Building $393,800
2022	$2,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 969 S 640 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 969 S 640 E is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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