969 Lanigan Ct, Galt, CA 95632 Property Records

Sacramento County property record for 969 Lanigan Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 1991
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2019)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0520-036-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0520-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	969 LANIGAN CT
City	GALT
State	CA
Zip	95632-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 01B, LOT 36
Legal Subdivision	RIVER OAKS 01B
Legal Lot Number	36
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1000
Census Tract	9410

Owner

969 Lanigan Ct is owned and occupied by an individual who bought it in April 2019.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	969 LANIGAN CT, GALT, CA 95632-3055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Feb 3, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Apr 30, 2019	Grant Deed, Construction Loan · Construction Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Book / Page	20190430 / 1683
Prior Transfer Date	Aug 30, 1995
Prior Transfer Doc	9509001128
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	969 LANIGAN CT, GALT, CA 95632-3055
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 LANIGAN CT, GALT, CA 95632-3055
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000939
Date	Aug 23, 2021
Instrument	2021082300939

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	969 LANIGAN CT, GALT, CA 95632-3055
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 LANIGAN CT, GALT, CA 95632-3055

Mortgage

Document Number	2021082300939
Date	Aug 23, 2021
Instrument	2021082300939

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	969 LANIGAN CT, GALT, CA 95632-3055
Document Number	2011171041
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 LANIGAN CT GALT CA 956323055, GALT, CA 95632-3055

Mortgage

Document Number	2011171041
Date	Nov 17, 2020
Instrument	2011171041

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	969 LANIGAN CT, GALT, CA 95632-3055
Document Number	2002070672
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 LANIGAN CT GALT CA 956323055, GALT, CA 95632-3055

Mortgage

Document Number	2002070672
Date	Feb 7, 2020
Instrument	2002070672

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2019
Property Address	969 LANIGAN CT, GALT, CA 95632-3055
Document Number	1904301683
Instrument Date	Apr 29, 2019
Instrument	1904301683
Transaction Type	Construction Loan
Record Updated	May 9, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 LANIGAN CT GALT CA 956323055, GALT, CA 95632-3055

Mortgage

Document Number	1904301684
Date	Apr 30, 2019
Instrument	1904301684

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 969 Lanigan Ct was $3,669 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$324,276 (+2%) Land $102,402 Building $221,874
2025	$3,669.00 (+2.14%) Homeowner's exemption	$317,919 Land $100,395 Building $217,524
2024	$3,592.00 (+1.64%)
2023	$3,534.00 (+4.09%)	$305,576 Land $96,498 Building $209,078
2022	$3,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 969 Lanigan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 969 Lanigan Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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