9688 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9688 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	19 bd · 10 ba · 7,378 sqft · built 1974
Lot Size	0.38 acres (16,534 sqft)
Owner	2 Trust Names on File
Last Sale	$2,658,000 (Jun 2022)
Tax Bill	$40,035 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-280-62-00`

Property Details

APN / Parcel Number

Primary APN	`394-280-62-00`

Interior

Bedrooms	19 Beds
Full Baths	10 Baths
Units	10 Units
Building Area	7,378 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Family
Lot Area	16,534 sqft (0.38 acres)

Location & Zoning

Street Address	9688 LOS COCHES RD, 3
City	LAKESIDE
State	CA
Zip	92040-4261
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RU
Legal Description	BLK 24 LOTS 2-7 (EX RD WID)&(EX SLY 120 FT FR LOTS 2-4) TR 000353
Legal Subdivision	LAKESIDE
Legal Tract	000353
Legal Block	24
Legal Lot Number	2-7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16807

Owner

9688 Los Coches Rd is held in a trust since June 2022.

Source: San Diego County records, as of August 31, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2909 CANDIL PL, CARLSBAD, CA 92009-7104
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST REPUBLIC BANK
Jun 30, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
May 10, 2019	Grant Deed, Construction Loan · Construction Mortgage OPUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	2022270917
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	0001099489
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9688 LOS COCHES RD, LAKESIDE, CA 92040-4233
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6911 CIRCO DIEGUENO CT, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000375524
Date	Sep 26, 2022
Instrument	2022-0375524

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	9688 LOS COCHES RD, LAKESIDE, CA 92040-4233
Document Number	0000270917
Map Reference	MAP 353
Instrument Date	Jun 3, 2022
Instrument	2022-0270917
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2909 CANDIL PL, CARLSBAD, CA 92009-7104

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2019
Property Address	9688 LOS COCHES RD, LAKESIDE, CA 92040-4233
Document Number	0000177097
Map Reference	MAP 353
Instrument Date	May 8, 2019
Instrument	2019-0177097
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SD COMMERCIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	147 LAKE VIEW LN, EL CAJON, CA 92021-3840

Mortgage

Document Number	0000177098
Date	May 10, 2019
Instrument	2019-0177098

Lender

Name	OPUS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9688 Los Coches Rd was $40,035.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,877,103 (+2%) Land $1,623,648 Building $1,253,455
2025	$40,035.00	$2,820,690 Land $1,591,812 Building $1,228,878
2023	$37,320.00 (+29.81%)	$2,711,160 Land $1,530,000 Building $1,181,160
2022	$28,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9688 Los Coches Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9688 Los Coches Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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