Howard County property record for 9686 Iron Leaf Trl, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,474 sqft · built 2005 |
| Lot Size | 0.248 acres (10,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Aug 2021) |
| Tax Bill | $9,481 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-580335 |
| Primary APN | 06-580335 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,474 sqft Total Area |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,782 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 580335 |
|---|---|
| Street Address | 9686 IRON LEAF TRL |
| City | LAUREL |
| State | MD |
| Zip | 20723-5878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 87 10782 SQ 9686 IRON LEAF TRAIL EMERSON SEC. 2 PHASE 5A |
| Legal Subdivision | EMERSON SEC 02 PH 05A |
| Legal Phase | 5A |
| Legal Lot Number | 87 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 606907 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9686 IRON LEAF TRL, LAUREL, MD 20723-5878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 13, 2021 | Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Aug 3, 2005 · Amount on Record |
| Deed Book / Page | 20800 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9686 IRON LEAF TRL, LAUREL, MD 20723-5878 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9686 IRON LEAF TRL, LAUREL, MD 20723-5878 |
| Document Number | 0211150288 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 21115/288 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 22, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 13, 2021 |
| Property Address | 9686 IRON LEAF TRL, LAUREL, MD 20723-5878 |
| Document Number | 0208000233 |
| Book / Page | 20800 / 233 |
| Map Reference | PL MDR 16995 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9686 IRON LEAF TRL, LAUREL, MD 20723-5878 |
| Document Number | 20800239 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 20800/239 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,481.00 (-9.98%) Homeowner's exemption | $835,300 (+7.09%) | $945,900 (+21.27%) Land $276,000 Building $669,900 |
| 2025 | $10,532.00 (+61.11%) Homeowner's exemption | $780,000 (+20.54%) Land $201,000 Building $579,000 | $780,000 (-) Land $201,000 Building $579,000 |
| 2023 | $647,067 | $780,000 Land $201,000 Building $579,000 | |
| 2022 | $6,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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