9686 Cabin Rd, Oakley (Argenta), IL 62501 Property Records

Macon County property record for 9686 Cabin Rd, Oakley, IL 62501

Property Summary

Property Type	Single Family Home
Details	1 ba · 999 sqft · built 1958
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2026)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-19-251-002`

Property Details

APN / Parcel Number

Primary APN	`14-09-19-251-002`
Alternative APN	`09-19-251-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	140919251002
Street Address	9686 CABIN RD
City	OAKLEY
State	IL
Zip	62501-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-5
Legal Description	W336 OF S660 OF NE1/4 & E200 OF S994 OF NW1/4
Legal Range	04E
Legal Township	17N
Legal Section	19
Jurisdiction	MACON IL
Township / Civil Division	OAKLEY
Census Block Group	5
Census Block	5035
Census Tract	2200

Owner

9686 Cabin Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Macon County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9686 CABIN RD, OAKLEY, IL 62501-7514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECATUR EARTHMOVERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Deed Document Number	20266464
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 11, 2026
Property Address	9686 CABIN RD, OAKLEY, IL 62501-7514
Document Number	0000006464
Instrument Date	Jun 10, 2026
Instrument	20266464
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9686 CABIN RD, OAKLEY, IL 62501-7514

Mortgage

Document Number	0000006464,
Date	Jun 11, 2026
Instrument	20266464

Lender

Name	CEFCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	9686 CABIN RD, OAKLEY, IL 62501-7514
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4731/699
Date	Mar 30, 2020
Book Page	4731/699
Instrument	1959264

Lender

Name	DECATUR EARTHMOVERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 5, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9686 Cabin Rd was $3,789 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Oakley Township
Unified School District	Cerro Gordo Community Unit School District 100 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00	$60,823 Land $15,826 Building $44,997	$182,488 Land $47,483 Building $135,005

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9686 Cabin Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9686 Cabin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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