9686 125th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 9686 125th Dr, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,031 sqft · built 1964
Lot Size	4.3 acres (187,744 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2019)
Tax Bill	$2,507 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-02S-13E-08348-000000`

Property Details

APN / Parcel Number

Primary APN	`34-02S-13E-08348-000000`
Alternative APN	`08348000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	187,744 sqft (4.3 acres)
Garage Type	Carport
Carport	Carport
Carport Area	528 sqft
Patio Area	870 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	08348000000
Street Address	9686 125TH DR
City	LIVE OAK
State	FL
Zip	32060-4486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 4.31 ACRES BEGIN AT THE SE COR OF NE1/4 OF NW1/4 RUN N 89 DEG 22'30 W LAONG THE S LINE OF NE1/4 OF NW1/4 440.0 FT RUN N 1
Legal Range	13E
Legal Township	02S
Legal Section	34
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2034
Census Tract	970402

Owner

9686 125th Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9686 125TH DR, LIVE OAK, FL 32060-4486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit RADIANT CU
Oct 9, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	0002145136
Deed Book / Page	2145 / 136
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	9686 125TH DR, LIVE OAK, FL 32060-4486
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9686 125TH DR, LIVE OAK, FL 32060-4486

Mortgage

Document Number	0000259405
Date	Nov 8, 2022
Book Page	2398/478
Instrument	2022259405

Lender

Name	RADIANT CU
Type	Credit Union
Address	GAINESVILLE, FL 32606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 9, 2019
Property Address	9686 125TH DR, LIVE OAK, FL 32060-4486
Document Number	0000219411
Book / Page	002145 / 000136
Instrument Date	Oct 8, 2019
Instrument	219411
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2807 NE 57TH TER GLADSTONE MO 641192004, GLADSTONE, MO 64119-2004

Mortgage

Document Number	219412
Date	Oct 9, 2019
Book Page	002145/000137
Instrument	219412

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,816	$257,999 Land $25,860 Building $232,139
2024	$2,507.00 (+2.62%)
2023	$2,443.00 (+2.91%) Homeowner's exemption	$181,924 (+3%)	$238,237 (+24.46%) Land $25,860 Building $212,377
2022	$2,374.00 Homeowner's exemption	$176,625	$191,410 Land $25,860 Building $165,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9686 125th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9686 125th Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 125th Dr

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