9685 Waterloo Pl, Jacksonville, FL 32221 Property Records

Duval County property record for 9685 Waterloo Pl, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1999
Lot Size	0.285 acres (12,428 sqft)
Owner	Company Name on File
Last Sale	$162,753 (May 2020)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008892-3835`

Property Details

APN / Parcel Number

Primary APN	`008892-3835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,322 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,428 sqft (0.285 acres)
Lot Dimensions	139 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9685 WATERLOO PL
City	JACKSONVILLE
State	FL
Zip	32221-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	48-73 20-2S-25E CRYSTAL SPRINGS UNIT 5 LOT 27
Legal Range	25E
Legal Township	02S
Legal Section	20
Legal Subdivision	CRYSTAL SPRINGS UNIT 05
Legal Lot Number	27
Legal Unit	5
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3002
Census Tract	11903

Owner

9685 Waterloo Pl is owned by a company that bought it in May 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	Company Name on File
Mailing Address	320 N SANGAMON ST, 1275, CHICAGO, IL 60607-1313
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 11, 2020	Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
May 10, 2019	Grant Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	202096724
Deed Book / Page	19200 / 2195
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	9685 WATERLOO PL, JACKSONVILLE, FL 32221-3206
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199090092
Date	Sep 13, 2021
Book Page	19909/92
Instrument	2021239226

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Non-Lending Institution
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	May 11, 2020
Property Address	9685 WATERLOO PL, JACKSONVILLE, FL 32221-3206
Document Number	0192002195
Book / Page	019200 / 002195
Instrument Date	Apr 28, 2020
Instrument	96724
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$1,139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 N MICHIGAN AVE #2318 CHICAGO IL 606111803, 2318, CHICAGO, IL 60611-1803
Investor	Possibly a Property Investor

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	May 10, 2019
Property Address	9685 WATERLOO PL, JACKSONVILLE, FL 32221-3206
Document Number	0187871963
Book / Page	018787 / 001963
Instrument Date	May 3, 2019
Instrument	109233
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1441 CANTERBURY LN GLENVIEW IL 600252252, GLENVIEW, IL 60025-2252

Mortgage

Document Number	187871965
Date	May 10, 2019
Book Page	018787/001965
Instrument	109234

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9685 Waterloo Pl was $4,072, up 7.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,802 (+2.36%) Land $47,000 Building $165,802	$212,802 (+2.36%) Land $47,000 Building $165,802
2025	$4,072.00 (+7.27%)	$207,887 Land $47,000 Building $160,887	$207,887 Land $47,000 Building $160,887
2024	$3,796.00 (+0.77%)
2023	$3,767.00 (+17.87%)	$231,279 (+15.22%) Land $55,000 Building $176,279	$231,279 (+15.22%) Land $55,000 Building $176,279
2022	$3,196.00	$200,722 Land $45,000 Building $155,722	$200,722 Land $45,000 Building $155,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9685 Waterloo Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9685 Waterloo Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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