9685 Philta Way, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9685 Philta Way, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,564 sqft · built 2015
Lot Size	0.119 acres (5,173 sqft)
Owner	Individual Name on Record
Last Sale	$375,500 (Jul 2015)
Tax Bill	$9,017 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-2430-005-0000`

Property Details

APN / Parcel Number

Primary APN	`132-2430-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	1,662 sqft
2nd Floor Area	902 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,173 sqft (0.119 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9685 PHILTA WAY
City	ELK GROVE
State	CA
Zip	95757-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	THE GROVE VILLAGE 4B, LOT 5
Legal Subdivision	THE GROVE VILLAGE 4B
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	9651

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12767 CROSSBILL WAY, RANCHO CORDOVA, CA 95742-8329
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Deed Book / Page	20150724 / 653
Last Transfer Date	Aug 25, 2025
Transfer Doc	2025000799
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9685 PHILTA WAY, ELK GROVE, CA 95757-6202
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9865 PHILTA WAY, ELK GROVE, CA 95757

Mortgage

Document Number	0000000751
Date	Aug 3, 2021
Instrument	202108030751

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9685 PHILTA WAY, ELK GROVE, CA 95757-6202
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9865 PHILTA WAY, ELK GROVE, CA 95757

Mortgage

Document Number	8030000000751
Date	Aug 3, 2021
Book Page	20210803/751

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9685 PHILTA WAY, ELK GROVE, CA 95757-6202
Document Number	1910230479
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9685 PHILTA WAY ELK GROVE CA 957576202, ELK GROVE, CA 95757-6202

Mortgage

Document Number	1910230479
Date	Oct 23, 2019
Instrument	1910230479

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9685 PHILTA WAY, ELK GROVE, CA 95757-6202
Document Number	1811190514
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9685 PHILTA WAY ELK GROVE CA 957576202, ELK GROVE, CA 95757-6202

Mortgage

Document Number	1811190514
Date	Nov 19, 2018
Instrument	1811190514

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,179 (+2%) Land $120,744 Building $336,435
2025	$9,017.00 (+1.96%) Homeowner's exemption	$448,216 (+4.04%) Land $118,377 Building $329,839
2024	$8,844.00 (+3.32%)
2023	$8,560.00 (+2.97%) Homeowner's exemption	$430,813 Land $113,781 Building $317,032
2022	$8,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: Fidium Fiber, Frontier, GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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