9685 Isles Cay Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 9685 Isles Cay Dr, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,274 sqft · built 2007
Lot Size	0.144 acres (6,264 sqft)
Owner	2 Trust Names on File
Last Sale	$525,000 (Dec 2020)
Tax Bill	$6,660 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-18-05-000-0510`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-18-05-000-0510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	2,274 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	6,264 sqft (0.144 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	231 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9685 ISLES CAY DR
City	DELRAY BEACH
State	FL
Zip	33446-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR-PUD
Legal Description	TIVOLI ISLES PUD LT 51
Legal Range	42E
Legal Township	46S
Legal Section	18
Legal Subdivision	TIVOLI ISLES PUD
Legal Lot Number	51
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	1
Census Block	1009
Census Tract	7774

Owner

9685 Isles Cay Dr is owner-occupied and held in a trust since January 2024.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	9685 ISLES CAY DR, DELRAY BEACH, FL 33446-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 4, 2020	Warranty Deed, Transfer CORPORATE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	2020464425
Deed Book / Page	31976 / 1574
Last Transfer Date	Jan 30, 2024
Transfer Doc	0348110036
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Feb 5, 2024
Property Address	9685 ISLES CAY DR, DELRAY BEACH, FL 33446-9647
Document Number	0348110036
Book / Page	34811 / 36
Map Reference	MB 107 PG 92-100
Instrument Date	Jan 30, 2024
Instrument	20240038961
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9685 ISLES CAY DR, DELRAY BEACH, FL 33446-9647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9685 ISLES CAY DR, DELRAY BEACH, FL 33446-9647

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 4, 2020
Property Address	9685 ISLES CAY DR, DELRAY BEACH, FL 33446-9647
Document Number	0319761574
Book / Page	031976 / 001574
Instrument Date	Nov 24, 2020
Instrument	464425
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	CORPORATE TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9685 ISLES CAY DR DELRAY BEACH FL 334469647, DELRAY BEACH, FL 33446-9647

Tax Assessment & Valuation

The 2025 property tax bill for 9685 Isles Cay Dr was $6,660, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,660.00 (+3.1%)	$421,710	$527,285 Land $223,897 Building $303,388
2024	$6,460.00 (+2.46%)
2023	$6,305.00 (+0.83%) Homeowner's exemption	$397,888 (+3%)	$546,017 (+15.58%) Land $190,000 Building $356,017
2022	$6,253.00 Homeowner's exemption	$386,299	$472,432 Land $181,850 Building $290,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9685 Isles Cay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9685 Isles Cay Dr is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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