St. Clair County property record for 9685 Division Rd, Casco, MI 48064 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,754 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $276,500 (2015) |
| Tax Bill | $2,368.00 (2025) |
| Primary APN | 74-12-005-2003-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,754 sqft Living Area |
| 1st Floor | 1,754 sqft 1st Floor |
| Basement Area | 1,754 sqft Basement |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch Style |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 700 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 9685 DIVISION RD |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-1101 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 660' OF W 198' OF E 1820.15' OF NE 1/4 SECTION 5 T4N R15E 3A |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 05 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CASCO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 651200 |
Source: St. Clair County records · APN 74-12-005-2003-002
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9685 DIVISION RD, CASCO, MI 48064-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Nov 08, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Prior Sale | Mar 02, 2007 · Amount on Record |
| Deed Doc Number | 201512978 |
| Deed Book / Page | 4607 / 724 |
| Prior Transfer Date | Oct 27, 2012 |
| Prior Transfer Doc | 0043340080 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9685 DIVISION RD, CASCO, MI 48064-1101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9685 DIVISION RD, CASCO, MI 48064-1101 |
| Document Number | 0005661677 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 5661/677 |
| Instrument | 2023018102 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9685 DIVISION RD, CASCO, MI 48064-1101 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9685 DIVISION RD, CASCO, MI 48064-1101 |
| Document Number | 0005576617 |
|---|---|
| Date | Nov 08, 2022 |
| Book Page | 5576/617 |
| Instrument | 2022025120 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | Richmond Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,368.00 (-18.2%) Homeowner's exemption | $143,800 (+7.88%) | |
| 2024 | $2,895.00 (+9.91%) | $287,600 (+7.88%) | |
| 2023 | $133,300 | ||
| 2022 | $2,634.00 | $266,600 |
9685 Division Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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