Suwannee County property record for 9685 85th Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1986 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Feb 2017) |
| Tax Bill | $355 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 33-02S-14E-02483-006000 |
| Primary APN | 33-02S-14E-02483-006000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Patio Area | 664 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 02483006000 |
|---|---|
| Street Address | 9685 85TH RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 5.00 ACRES BEGIN AT THE NE COR OF W1/2 OF THENCE RUN S 88 DEG 22' W 317.12 FT RUN S 01 DEG 33'40 E 621.07 FT RUN S 88 DEG |
| Legal Range | 14E |
| Legal Township | 02S |
| Legal Section | 33 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970100 |
Source: Suwannee County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 5, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 15, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 1, 2017 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on Record |
| Deed Sale | Feb 1, 2017 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 0000189547 |
| Deed Book / Page | 01968 / 0021 |
| Last Transfer Date | Apr 15, 2021 |
| Transfer Doc | 0000237072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0061297014 |
|---|---|
| Date | Sep 4, 2025 |
| Book Page | 2632/246 |
| Instrument | 202561297014 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0000270212 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 2464/68 |
| Instrument | 2023270212 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0000237072 |
| Book / Page | 2259 / 115 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021237072 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0000000119 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2259/119 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 9685 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0000189547 |
| Book / Page | 01968 / 0021 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2017189547 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | HERITAGE TITLE SVCS N FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9685 85TH RD, 9685, LIVE OAK, FL 32060-7208 |
| Name | Verified Name |
|---|---|
| Address | 9666 85TH RD, LIVE OAK, FL 32060-7208 |
| Document Number | 0000080023 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 01968/0023 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,422 (+5.99%) | $198,418 (+14.82%) Land $52,375 Building $146,043 | |
| 2024 | $355.00 | ||
| 2023 | $355.00 (+2.9%) | $107,958 (+2.94%) | $172,814 (+31.67%) Land $39,750 Building $133,064 |
| 2022 | $345.00 | $104,876 | $131,247 Land $34,500 Building $96,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1998–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
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