9682 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 9682 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Agricultural Vacant Land
Details	3 bd · 2 ba · 2,627 sqft · built 1970
Lot Size	131 acres (5,740,467 sqft)
Owner	2 Individual Names on Record
Tax Bill	$939 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-3N-28-0000-00500-0000`

Property Details

APN / Parcel Number

Primary APN	`06-3N-28-0000-00500-0000`
Alternative APN	`N283060000005000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,627 sqft Gross Area
1st Floor Area	1,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,740,467 sqft (131 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	868 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	2 sqft
Silo	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9682 HIGHWAY 89
City	JAY
State	FL
Zip	32565-9234
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	AG-RR
Legal Description	NE4 OF SE4 & S2 OF NW4 OF SE4 & N2 OF SW4 OF SECTION 6 TOWNSHIP 3 NORTH RANGE 28 WEST LESS OR 1791 PG 1703 & LESS OR 4120 PG 1340 (NOW #5.1 FOR 2021) LESS OR 4384 PG 941 (#5.3 FOR 2023) & BEING SUBJ TO R/W ESMN T AS DES IN OR 2338 PG 1409
Legal Range	28W
Legal Township	3N
Legal Section	06
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1001
Census Tract	10400

Owner

Source: Santa Rosa County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2526 WATERFORD RD, AUBURN, AL 36832-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000036766
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	9682 HIGHWAY 89, JAY, FL 32565-9234
Document Number	0000036768
Book / Page	4769 / 1592
Instrument Date	Jul 21, 2026
Instrument	202636768
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2526 WATERFORD RD, AUBURN, AL 36832-4114

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	9682 HIGHWAY 89, JAY, FL 32565-9234
Document Number	0000036767
Book / Page	4769 / 1589
Instrument Date	Jul 21, 2026
Instrument	202636767
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9682 HIGHWAY 89, JAY, FL 32565-9234

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	9682 HIGHWAY 89, JAY, FL 32565-9234
Document Number	0000036766
Book / Page	4769 / 1584
Instrument Date	Jul 21, 2026
Instrument	202636766
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9682 HIGHWAY 89, JAY, FL 32565-9234

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	9682 HIGHWAY 89, JAY, FL 32565-9234
Document Number	0000036764
Book / Page	4769 / 1577
Instrument Date	Jul 21, 2026
Instrument	202636764
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9682 HIGHWAY 89, JAY, FL 32565-9234

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	9682 HIGHWAY 89, JAY, FL 32565-9234
Document Number	0000036765
Book / Page	4769 / 1581
Instrument Date	Jul 21, 2026
Instrument	202636765
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9682 HIGHWAY 89, JAY, FL 32565-9234

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+6.22%) Homeowner's exemption Widower's exemption	$113,668 (+2.16%)	$1,012,645 (+12.43%) Land $862,611 Building $150,034
2024	$884.00 (+1.84%) Homeowner's exemption Widower's exemption	$111,264 (+2.22%)	$900,703 (+10.12%) Land $51,360 Building $849,343
2023	$868.00 (-4.72%) Homeowner's exemption Widower's exemption	$108,849 (+2.03%)	$817,938 (-0.09%) Land $48,360 Building $769,578
2022	$911.00 Homeowner's exemption	$106,686	$818,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

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