Crow Wing County property record for 9681 Black Bear Cir, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 2019 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Sep 2020) |
| Tax Bill | $2,412 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 561190020020009 |
| Primary APN | 561190020020009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 792 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Heating System | Oil |
|---|
| Account Number | 166598 |
|---|---|
| Street Address | 9681 BLACK BEAR CIR |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 2 & UND 1/16 INT IN OUTLOTS A B C |
| Legal Range | 31W |
| Legal Township | 44N |
| Legal Section | 13 |
| Legal Subdivision | BACHMANS WILDERNESS ACRES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | CROW WING |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 951400 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9681 BLACK BEAR CIR, BRAINERD, MN 56401-5879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 3, 2026 |
| Property Address | 9681 BLACK BEAR CIR, BRAINERD, MN 56401-5879 |
| Document Number | 0000286180 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026286180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9681 BLACK BEAR CIR, BRAINERD, MN 56401-5879 |
| Investor | Possibly a Property Investor |
| Document Number | 0000286180, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 2026286180 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Crow Wing Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,412.00 (-15.31%) Homeowner's exemption | $403,000 (+9.45%) Land $80,100 Building $322,900 | $403,000 (+9.45%) Land $80,100 Building $322,900 |
| 2025 | $368,200 (-5.71%) Land $76,400 Building $291,800 | $368,200 (-5.71%) Land $76,400 Building $291,800 | |
| 2023 | $2,848.00 Homeowner's exemption | $390,500 Land $60,800 Building $329,700 | $390,500 Land $60,800 Building $329,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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