9680 SW 103rd Ter, Ocala, FL 34481 Property Records

Marion County property record for 9680 SW 103rd Ter, Ocala, FL 34481

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,342 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$310,680 (Dec 2022)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3530-063-135`

Property Details

APN / Parcel Number

Primary APN	`3530-063-135`
Alternative APN	`3955587`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	488 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	64 sqft
Patio Area	250 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	9680 SW 103RD TER
City	OCALA
State	FL
Zip	34481-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 22 TWP 16 RGE 20 PLAT BOOK 014 PAGE 066 LONGLEAF RIDGE PHASE III LOT 135
Legal Range	20E
Legal Township	16S
Legal Section	22
Legal Subdivision	LONGLEAF RIDGE PHASE III
Legal Lot Number	135
Jurisdiction	MARION FL
Township / Civil Division	FELLOWSHIP
Census Block Group	2
Census Block	2000
Census Tract	2605

Owner

9680 SW 103rd Ter is owned and occupied by two individuals who acquired it in September 2025.

Source: Marion County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CREDIT UNION
Oct 31, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Dec 8, 2022	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Deed Document Number	2022171249
Deed Book / Page	7937 / 1075
Last Transfer Date	Sep 18, 2025
Transfer Doc	0087500809
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Jul 28, 2026
Property Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Document Number	0000097909
Book / Page	8972 / 1543
Instrument Date	Jul 23, 2026
Instrument	202697909
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000097909,
Date	Jul 28, 2026
Book Page	8972/1543
Instrument	202697909

Lender

Name	CAMPUS USA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Oct 31, 2025
Property Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Document Number	0087500809
Book / Page	8750 / 809
Map Reference	MB 14 PG 66-72
Instrument Date	Sep 18, 2025
Instrument	2025145603
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9680 SW 103RD TER, OCALA, FL 34481-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 SW 103RD TER, OCALA, FL 34481-4651

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 SW 103RD TER, OCALA, FL 34481-4651

Mortgage

Document Number	0082350571
Date	Jan 22, 2024
Book Page	8235/571
Instrument	2024007643

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 SW 103RD TER, OCALA, FL 34481-4651

Mortgage

Document Number	0082350571
Date	Jan 22, 2024
Book Page	8235/571
Instrument	2024007643

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION FL
Recording Date	Dec 8, 2022
Property Address	9680 SW 103RD TER, OCALA, FL 34481-4651
Document Number	0079371075
Book / Page	7937 / 1075
Map Reference	MB 14 PG 66-72
Instrument Date	Dec 8, 2022
Instrument	2022171249
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	PARAGON TITLE INSURANCE COMPANY, MARION TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,174.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8445 SW 80TH ST, OCALA, FL 34481-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 SW 103RD TER, OCALA, FL 34481-4651

Mortgage

Document Number	0079371080
Date	Dec 8, 2022
Instrument	7937/1080

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 9680 SW 103rd Ter was $3,351, down 10.9% from the year before.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00 (-10.95%)	$224,968 (-13.91%) Land $24,860 Building $200,108	$224,968 (-13.91%) Land $24,860 Building $200,108
2024	$3,763.00 (-14.2%) Homeowner's exemption	$261,309 (+0.84%) Land $24,860 Building $236,449	$261,309 (+0.84%) Land $24,860 Building $236,449
2023	$4,386.00 (+1,057.26%)	$259,125 (+1,026.63%) Land $23,000 Building $236,125	$259,125 (+1,026.63%) Land $23,000 Building $236,125
2022	$379.00	$23,000 Land $23,000	$23,000 Land $23,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9680 SW 103rd Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9680 SW 103rd Ter is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ON TOP OF THE WORLD private · serves 22,383 people · EPA ID FL6424619
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

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