9680 Ross Ave, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9680 Ross Ave, Montgomery, OH 45242

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,936 sqft · built 2009
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Tax Bill$15,205 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN603-0001-0106-00

Property Details

APN / Parcel Number

Primary APN603-0001-0106-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,936 sqft Living Area
1st Floor Area2,152 sqft
2nd Floor Area1,784 sqft
Basement Area2,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleConventional
Exterior MaterialBrick
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions200 ft deep x 99 ft wide
Garage TypeAttached
Garage Area718 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area204 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9680 ROSS AVE
CityMONTGOMERY
StateOH
Zip45242-7147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSS AVE 99.78 X 200 IRR LOT 4 FOX & CROW SUB
Legal SubdivisionFOX & CROW SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3004
Census Tract23902

Owner

9680 Ross Ave is owned and occupied by an individual who acquired it in April 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9680 ROSS AVE, MONTGOMERY, OH 45242-7147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleAug 30, 2018 · Amount on File
Last Transfer DateApr 12, 2024
Transfer Doc0000024013
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address9680 ROSS AVE, MONTGOMERY, OH 45242-7147
Document Number0000053770
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedSep 2, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9680 ROSS AVE MONTGOMERY OH 452427147, MONTGOMERY, OH 45242-7147

Mortgage

Document Number0000053770
DateJun 9, 2020
Book Page141085/000072
Instrument53770
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 8, 2035

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 30, 2018
Property Address9680 ROSS AVE, MONTGOMERY, OH 45242-7147
Document Number0000077057
Book / Page013743 / 002125
Instrument DateAug 27, 2018
Instrument77057
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,478.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9680 ROSS AVE MONTGOMERY OH 452427147, MONTGOMERY, OH 45242-7147

Mortgage

Document Number77058
DateAug 30, 2018
Book Page013743/002127
Instrument77058
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 9680 Ross Ave was $15,205, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,205.00 (+2.38%)$297,224 (-) Land $45,728 Building $251,496
2024$14,852.00 (-0.56%)$297,224 (-) Land $45,728 Building $251,496
2023$14,936.00 (-14.24%)$297,224 (+2.81%) Land $45,728 Building $251,496$849,210 Land $130,650 Building $718,560
2022$17,417.00 Homeowner's exemption$289,101 Land $45,721 Building $243,380
2020$826,000 Land $130,630 Building $695,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9680 Ross Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2013–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9680 Ross Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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