968 Windward Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 968 Windward Way, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Mar 2023)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`162931-1370`

Property Details

APN / Parcel Number

Primary APN	`162931-1370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,697 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	599 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	968 WINDWARD WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-6182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/43-46 COMMODORES CLUB PHASE 3B BLOCK 1 LOT 37 OR5729/1867
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	COMMODORES CLUB PHASE 3B
Legal Phase	3B
Legal Block	1
Legal Lot Number	37
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3014
Census Tract	21408

Owner

Source: St. Johns County records · APN 162931-1370

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS
Oct 07, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Dec 13, 2021	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Jul 26, 2019	Quit Claim Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC
Aug 13, 2019	Correction Deed ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC
Jun 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Oct 07, 2022 · Amount on Record
Deed Document Number	202322626
Deed Book / Page	5729 / 1867
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0047770302
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 28, 2023
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0057291867
Book / Page	5729 / 1867
Map Reference	MB 41 PG 43-46
Instrument Date	Mar 27, 2023
Instrument	2023022626
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Tax	$4,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 DONDANVILLE RD UNIT 104, 104, ST AUGUSTINE, FL 32080-7410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 EVENING STROLL CT, BENTON HARBOR, MI 49022-3466

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 07, 2022
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0056460120
Book / Page	5646 / 120
Map Reference	MB 41 PG 43-46
Instrument Date	Sep 23, 2022
Instrument	2022094577
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6490 NASSAU ST, ST AUGUSTINE, FL 32080-7638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 WINDWARD WAY, ST AUGUSTINE, FL 32080-6182

Mortgage

Document Number	0005646122
Date	Oct 07, 2022
Instrument	5646/122

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2021
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0054430441
Book / Page	5443 / 441
Map Reference	MB 41 PG 43-46
Instrument Date	Dec 10, 2021
Instrument	2021134464
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$3,633.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 CORDOVA ST, SAINT AUGUSTINE, FL 32084-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 26, 2019
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0047661605
Book / Page	004766 / 001605
Instrument Date	Jul 26, 2019
Instrument	54402
Transaction Type	Transfer
Record Updated	Aug 07, 2019
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Tax	$388.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9213 JULY LN ST AUGUSTINE FL 320808632, ST AUGUSTINE, FL 32080-8632

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 13, 2019
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0047770302
Book / Page	004777 / 000302
Instrument Date	Jul 26, 2019
Instrument	59429
Record Updated	Aug 22, 2019
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 JULY LN ST AUGUSTINE FL 32080, ST AUGUSTINE, FL 32080

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 19, 2019
Property Address	968 WINDWARD WAY, SAINT AUGUSTINE, FL 32080-6182
Document Number	0047431755
Book / Page	004743 / 001755
Instrument Date	Jun 18, 2019
Instrument	43205
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	968 WINDWARD WAY ST AUGUSTINE FL 320806182, ST AUGUSTINE, FL 32080-6182

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,767 (-7.76%) Land $100,000 Building $324,767	$424,767 (-7.76%) Land $100,000 Building $324,767
2025	$6,562.00 (+5.87%)	$460,480 (-2.38%)	$460,480 (-2.38%) Land $100,000 Building $360,480
2024	$6,198.00 (+8.58%)	$471,713 (+0.99%)	$471,713 (+0.99%) Land $110,000 Building $361,713
2023	$5,708.00 (-7.37%) Homeowner's exemption	$467,066 (+1.33%)	$467,066 (+1.33%) Land $110,000 Building $357,066
2022	$6,162.00	$460,932	$460,932 Land $95,200 Building $365,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: IQ Fiber Intermediate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

968 Windward Way, Saint Augustine, FL 32080 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Windward Way

Nearby Streets

Search Property Records by Address or Parcel Number