San Diego County property record for 968 Waterloo Ave, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,535 sqft · built 1960 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Feb 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-281-10-00 |
| Primary APN | 514-281-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,535 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 968 WATERLOO AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 72 TR 004301 |
| Legal Subdivision | ELLEN LANE PARK |
| Legal Tract | 004301 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15405 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 968 WATERLOO AVE, EL CAJON, CA 92019-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Feb 25, 2020 | Deed of Trust, Mortgage · Reverse Mortgage POINT MORTGAGE CORP |
| Feb 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 1994 |
| Deed Sale | Jan 31, 1994 |
| Deed Document Number | 199469456 |
| Last Transfer Date | May 19, 2010 |
| Transfer Doc | 0000119908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 968 WATERLOO AVE, EL CAJON, CA 92019-3403 |
| Document Number | 0000271996 |
| Map Reference | MAP 4301 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-0271996 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 968 WATERLOO AVE, EL CAJON, CA 92019-3403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 968 WATERLOO AVE, EL CAJON, CA 92019-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000093246 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020-0093246 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.33% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 968 WATERLOO AVE, EL CAJON, CA 92019-3403 |
| Document Number | 0000093247 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 968 WATERLOO AVE EL CAJON CA 920193403, EL CAJON, CA 92019-3403 |
| Document Number | 0000093247 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 93247 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.33% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $102,352 (+2%) Land $22,586 Building $79,766 | |
| 2025 | $1,713.00 (+13.44%) Homeowner's exemption | $100,346 (+4.04%) Land $22,144 Building $78,202 |
| 2023 | $1,510.00 (-1.18%) Homeowner's exemption | $96,451 Land $21,285 Building $75,166 |
| 2022 | $1,528.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Group Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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