Oakland County property record for 968 Warwick St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,624 sqft · built 1987 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $370,000 (Sep 2009) |
| Tax Bill | $10,411 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-280-022 |
| Primary APN | 08-19-25-280-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,624 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Basement Area | 1,081 sqft |
| Finished Basement | 1,081 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 88 ft deep x 65 ft wide |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 58 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 968 WARWICK ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-5669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 BIRMINGHAM FOREST HILLS LOT 140 6-27-85 FR 021 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | BIRMINGHAM |
| Legal Lot Number | 6,140 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 153100 |
968 Warwick St is owner-occupied and held in a trust since July 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 13, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2009 · Amount on File |
| Deed Sale | Sep 29, 2009 · Amount on File |
| Prior Sale | Feb 15, 2002 |
| Deed Document Number | 2009172467 |
| Deed Book / Page | 41512 / 289 |
| Last Transfer Date | Jul 11, 2012 |
| Transfer Doc | 0000183736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Document Number | 0000255169 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 55273/414 |
| Instrument | 255169 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Document Number | 0000217511 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 56823/682 |
| Instrument | 217511 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 968 WARWICK ST, BIRMINGHAM, MI 48009-5669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027701 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 50380/00521 |
| Instrument | 027701 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 968 Warwick St was $10,411 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,411.00 (-9.78%) Homeowner's exemption | $428,290 | $856,580 |
| 2024 | $11,540.00 | ||
| 2023 | $415,720 | $831,440 | |
| 2021 | $10,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 968 Warwick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 968 Warwick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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