968 Red Key Rd, Winchester, OH 45697 Property Records

Highland County property record for 968 Red Key Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1998
Lot Size	2 acres (87,164 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Nov 2014)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-000-008.03`

Property Details

APN / Parcel Number

Primary APN	`06-25-000-008.03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	87,164 sqft (2 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	66 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	968 RED KEY RD
City	WINCHESTER
State	OH
Zip	45697-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED HICKORY SUB LOT 3 2.001 ACRES
Legal Subdivision	RED HICKORY SUB
Legal Lot Number	3
Jurisdiction	HIGHLAND OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1071
Census Tract	955101

Owner

Source: Highland County records · APN 06-25-000-008.03

Assessment roll updated April 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	968 RED KEY RD, WINCHESTER, OH 45697-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 02, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2014 · Amount on Record
Deed Sale	Nov 04, 2014 · Amount on Record
Prior Sale	Sep 23, 1998 · Amount on Record
Deed Document Number	20145355
Deed Book / Page	882 / 184
Prior Transfer Date	Oct 21, 2008
Prior Transfer Doc	717/872
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	968 RED KEY RD, WINCHESTER, OH 45697-9502
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 RED KEY RD, WINCHESTER, OH 45697-9502

Mortgage

Document Number	01010/4869
Date	May 10, 2024
Book Page	1010/4869
Instrument	202400001979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Sep 01, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	968 RED KEY RD, WINCHESTER, OH 45697-9502
Transaction Type	Mortgage
Record Updated	Feb 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 RED KEY RD, WINCHESTER, OH 45697-9502

Mortgage

Document Number	00998/2166
Date	Jan 18, 2022
Book Page	998/2166
Instrument	202200000323

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 01, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	968 RED KEY RD, WINCHESTER, OH 45697-9502
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	992/1600
Date	Apr 02, 2021
Book Page	992/1600
Instrument	202100001782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Highland County records · Assessment roll updated April 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Concord Township
Unified School District	Bright Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00	$69,790 (-) Land $8,260 Building $61,530	$199,400 (-) Land $23,600 Building $175,800
2024	$1,985.00 (+19.58%) Homeowner's exemption	$69,790 (+31.6%) Land $8,260 Building $61,530	$199,400 (+31.62%) Land $23,600 Building $175,800
2023	$1,660.00 (-33.86%) Homeowner's exemption	$53,030 (-) Land $6,860 Building $46,170
2022		$53,030 Land $6,860 Building $46,170
2021	$2,510.00		$151,500 Land $19,600 Building $131,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Southern Ohio Communication Services Fixed Wireless	100 / 10
Cincinnati Bell Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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