968 NW 13th St, Stuart, FL 34994 Property Records

Martin County property record for 968 NW 13th St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 1974
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Mar 2015)
Tax Bill	$2,789 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-012-00070-4`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-00070-4`
Alternative APN	`7004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Pool Area	392 sqft
Porch	Porch
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7004
Street Address	968 NW 13TH ST
City	STUART
State	FL
Zip	34994-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM LAKE PARK LOT 7 BLK 12 A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4016
Census Tract	300

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	968 NW 13TH ST, STUART, FL 34994-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	0027712151
Deed Book / Page	2771 / 2151
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	968 NW 13TH ST, STUART, FL 34994-9606
Document Number	0031281318
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	968 NW 13TH ST STUART FL 349949606, STUART, FL 34994-9606

Mortgage

Document Number	0031281318
Date	May 11, 2020
Book Page	003128/001318
Instrument	2813763

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,285 (+5.99%)	$393,020 (+9.09%) Land $165,000 Building $228,020
2024	$2,789.00 (+2.69%)
2023	$2,716.00 (+4.06%) Additional exemption filed	$178,594 (+3%)	$360,260 (+20.42%) Land $150,000 Building $210,260
2022	$2,610.00 Homeowner's exemption	$173,393	$299,160 Land $130,000 Building $169,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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