968 Mud St, Concord, VA 24538 Property Records

Campbell County property record for 968 Mud St, Concord, VA 24538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1989
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (May 2026)
Tax Bill	$495 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50B-1-4`

Property Details

APN / Parcel Number

Primary APN	`50B-1-4`
Alternative APNs	`050B-01000-004-0` `000463070` `463070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	463070
Street Address	968 MUD ST
City	CONCORD
State	VA
Zip	24538-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MUD STREET - LOT 4
Legal Lot Number	4
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1000
Census Tract	20900

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	968 MUD ST, CONCORD, VA 24538-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Sep 25, 2025	Deed, Transfer · Commercial Mortgage STRATEGIC FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Sep 25, 2025 · Amount on Record
Deed Document Number	20262548
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL VA
Recording Date	May 20, 2026
Property Address	968 MUD ST, CONCORD, VA 24538-2301
Document Number	0000002548
Instrument Date	May 19, 2026
Instrument	20262548
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22,624.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 MUD ST, CONCORD, VA 24538-2301

Mortgage

Document Number	0000002549,
Date	May 20, 2026
Instrument	20262549

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000002550,
Date	May 20, 2026
Instrument	20262550

Lender

Name	BANK OF THE JAMES

Agreement

Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL VA
Recording Date	Sep 25, 2025
Property Address	968 MUD ST, CONCORD, VA 24538-2301
Document Number	0250005011
Map Reference	MB 21 PG 101
Instrument Date	Sep 24, 2025
Instrument	250005011
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 MUD ST, CONCORD, VA 24538-2301

Mortgage

Document Number	0250005012
Date	Sep 25, 2025
Instrument	250005012

Lender

Name	STRATEGIC FUNDING LP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$495.00	$110,100 (-) Land $9,800 Building $100,300	$110,100 (-) Land $9,800 Building $100,300
2025	$495.00	$110,100 (-) Land $9,800 Building $100,300
2023	$495.00	$110,100 Land $9,800 Building $100,300	$110,100 Land $9,800 Building $100,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mud St

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