968 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 968 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,312 sqft · built 1900
Lot Size	0.137 acres (5,981 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2022)
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`215-0070-0089-00`

Property Details

APN / Parcel Number

Primary APN	`215-0070-0089-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	752 sqft
2nd Floor Area	560 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,981 sqft (0.137 acres)
Lot Dimensions	238 ft deep x 32.7 ft wide
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	968 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	NS LUDLOW AVE 0.1373 AC R2 T3 S21 PT LOT 1 BOWDLE ET AL
Legal Subdivision	BOWDLE
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

Source: Hamilton County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5386 IVYBROOK CT, CINCINNATI, OH 45236-2022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	202297225
Deed Book / Page	14772 / 2565
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2022
Property Address	968 LUDLOW AVE, CINCINNATI, OH 45220-1020
Document Number	0000097225
Book / Page	14772 / 2565
Map Reference	MB 14 PG 134
Instrument Date	Oct 7, 2022
Instrument	2022-0097225
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 LUDLOW AVE, CINCINNATI, OH 45220-1020

Mortgage

Document Number	0000097226
Date	Oct 13, 2022
Instrument	2022-0097226

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2017
Property Address	968 LUDLOW AVE, CINCINNATI, OH 45220-1020
Document Number	0000039130
Book / Page	013408 / 003022
Instrument Date	May 1, 2017
Instrument	39130
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	311 HOWELL AVE CINCINNATI OH 452202006, CINCINNATI, OH 45220-2006

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+0.13%)	$63,000 (-) Land $16,709 Building $46,291	$180,000 (-) Land $47,740 Building $132,260
2024	$3,991.00 (-0.18%)	$63,000 (-) Land $16,709 Building $46,291
2023	$3,998.00 (+55.02%)	$63,000 (+72.56%) Land $16,709 Building $46,291	$180,000 (+72.56%) Land $47,740 Building $132,260
2022	$2,579.00	$36,509 Land $14,952 Building $21,557
2020			$104,310 Land $42,720 Building $61,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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