Ramsey County property record for 968 Laurel Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,093 sqft · built 1904 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $571,818 (Jul 2018) |
| Tax Bill | $15,144 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-24-0111 |
| Primary APN | 02-28-23-24-0111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,093 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55533 |
|---|---|
| Street Address | 968 LAUREL AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-6523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT PARK ADDITION TO,ST. PA LOT 12 BLK 30 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | SUMMIT PARK ADDITION TO,ST. PA |
| Legal Block | 30 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
968 Laurel Ave is owned and occupied by two individuals who bought it in July 2018.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MTG |
| Jan 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on File |
| Deed Sale | Jul 26, 2018 · Amount on File |
| Prior Sale | Aug 13, 1997 · Amount on File |
| Deed Document Number | 20184719870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04966107 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | A04966107 |
| Name | CENTER FOR ENERGY & ENVIRONMENT |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNEAPOLIS, MN 55401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Sep 23, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Document Number | 0004803278 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 968 LAUREL AVE ST PAUL MN 551046523, ST PAUL, MN 55104-6523 |
| Document Number | 0004803278 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 4803278 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Document Number | 0004765316 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 968 LAUREL AVE ST PAUL MN 551046523, ST PAUL, MN 55104-6523 |
| Document Number | 0004765316 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 4765316 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 26, 2018 |
| Property Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Document Number | 0004719870 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 4719870 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | WATERMARK TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 968 LAUREL AVE ST PAUL MN 551046523, ST PAUL, MN 55104-6523 |
| Document Number | 4719871 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 4719871 |
| Name | SIRVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 968 LAUREL AVE, SAINT PAUL, MN 55104-6523 |
| Document Number | 0004695174 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 968 LAUREL AVE ST PAUL MN 551046523, ST PAUL, MN 55104-6523 |
| Document Number | 0004695174 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 4695174 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, MN 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
The 2025 property tax bill for 968 Laurel Ave was $15,144.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $853,500 Land $140,400 Building $713,100 | $853,500 Land $140,400 Building $713,100 | |
| 2025 | $15,144.00 | ||
| 2023 | $11,158.00 | $759,700 Land $140,400 Building $619,300 | $759,700 Land $140,400 Building $619,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 968 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 968 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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