Monroe County property record for 968 Eagle Ridge Trl, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $210,000 (Mar 2018) |
| Tax Bill | $1,352 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-214-054-00 |
| Primary APN | 02-214-054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| Basement Area | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 72.9 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 968 EAGLE RIDGE TRL |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | EAGLE RIDGE PLAT II LOT 54 |
| Legal Subdivision | EAGLE RIDGE |
| Legal Lot Number | 54 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 833500 |
Source: Monroe County records · APN 02-214-054-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| May 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 19, 2018 | Deed, Transfer · ARM MONROE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 20184457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 27, 2026 |
| Property Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Document Number | 0000009403 |
| Instrument Date | May 15, 2026 |
| Instrument | 20269403 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Document Number | 0000010433 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022R10433 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NOT AVAILABLE, LTM |
| Name | Verified Name |
|---|---|
| Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Document Number | 2021R07553 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021R07553 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009637 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017R09637 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 19, 2018 |
| Property Address | 968 EAGLE RIDGE TRL, TEMPERANCE, MI 48182-9136 |
| Document Number | 2018R04457 |
| Map Reference | LB 20 PG 35-37 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2018R04457 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9431 JACKMAN RD, TEMPERANCE, MI 48182-9645 |
| Document Number | 0000004459 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018R04459 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 14, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 14, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,200 (+4.7%) | $298,400 (+4.7%) | |
| 2025 | $1,352.00 (-54.52%) Homeowner's exemption | $142,500 (+21.28%) Land $142,500 | $285,000 (+21.28%) Land $285,000 |
| 2023 | $2,973.00 Homeowner's exemption | $117,500 | $235,000 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1987–2017) |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| BCI Mississippi Broadband Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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