968 Cyndi Cir, Chico, CA 95973 Property Records

Butte County property record for 968 Cyndi Cir, Chico, CA 95973

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,830 sqft · built 1972
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Apr 2022)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`015-150-004-000`

Property Details

APN / Parcel Number

Primary APN	`015-150-004-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	968 CYNDI CIR
City	CHICO
State	CA
Zip	95973-0911
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 1 CONRAD ESTATES SUB
Legal Subdivision	CHICO OAKS PHASE TWO
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1005
Census Tract	104

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	968 CYNDI CIR, A, CHICO, CA 95973-0911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Nov 16, 2017	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY
Nov 9, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 25, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202214697
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000040856
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 26, 2022
Property Address	968 CYNDI CIR, CHICO, CA 95973-0911
Document Number	0000014697
Map Reference	MB 32 PG 48
Instrument Date	Apr 22, 2022
Instrument	2022-0014697
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 CYNDI CIR, CHICO, CA 95973-0911

Mortgage

Document Number	0000014698
Date	Apr 26, 2022
Instrument	2022-0014698

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000014699
Date	Apr 26, 2022
Instrument	2022-0014699

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 30, 2021
Property Address	968 CYNDI CIR, CHICO, CA 95973-0911
Document Number	0000034123
Map Reference	MB 32 PG 48
Instrument Date	Jul 27, 2021
Instrument	2021-0034123
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 592, DAVIS, CA 95617-0592

Mortgage

Document Number	0000034124
Date	Jul 30, 2021
Instrument	2021-0034124

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 16, 2017
Property Address	968 CYNDI CIR, CHICO, CA 95973-0911
Document Number	0000040856
Instrument Date	Nov 6, 2017
Instrument	40856
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MID VALLEY TITLE AND ESCROW COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3294 SESPE CREEK WAY CHICO CA 959738378, CHICO, CA 95973-8378

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 9, 2017
Property Address	968 CYNDI CIR, CHICO, CA 95973-0911
Document Number	0000040162
Map Reference	MB32 PG48
Instrument Date	Oct 25, 2017
Instrument	2017-0040162
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 CYNDI CIR, CHICO, CA 95973-0911

Mortgage

Document Number	0000040163
Date	Nov 9, 2017
Instrument	2017-0040163

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BUTTE CA
Recording Date	Aug 25, 2017
Property Address	968 CYNDI CIR, CHICO, CA 95973-0911
Document Number	0000029553
Instrument Date	Aug 15, 2017
Instrument	29553
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	968 CYNDI CIR CHICO CA 959730911, CHICO, CA 95973-0911

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,236 (+2%) Land $194,837 Building $320,399
2025	$5,755.00 (+7.93%) Homeowner's exemption	$505,134 (+4.04%) Land $191,017 Building $314,117
2023	$5,332.00 (+8.33%) Homeowner's exemption	$485,520 Land $183,600 Building $301,920
2022	$4,922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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