Kane County property record for 968 Cookane Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1919 |
| Lot Size | 0.346 acres (15,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2020) |
| Tax Bill | $4,022 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-487-013 |
| Primary APN | 06-24-487-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 15,058 sqft (0.346 acres) |
| Lot Dimensions | 151 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 968 COOKANE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINZLAR ADDN LOTS 5 & 6 BLOCK 9 |
| Legal Subdivision | WINZLAR ADDN |
| Legal Block | 9 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-487-013
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 08, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Oct 05, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | Feb 08, 2018 · Amount on Record |
| Deed Document Number | 202048449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045942 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025K045942 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 26, 2020 |
| Property Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Document Number | 0000048449 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020K048449 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 968 COOKANE AVE, 968, ELGIN, IL 60120-8450 |
| Name | Verified Name |
|---|---|
| Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Document Number | 0000048450 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020K048450 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 08, 2018 |
| Property Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Document Number | 0000006317 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 6317 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 SOUTH ST ELGIN IL 601236333, ELGIN, IL 60123-6333 |
| Document Number | 6318 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 6318 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2048 |
| Rate | 5.5% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 05, 2017 |
| Property Address | 968 COOKANE AVE, ELGIN, IL 60120-8450 |
| Document Number | 0000052396 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 52396 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 14221 DALLAS PKWY #1000INTERN DALLAS TX 752542942, 1000IN, DALLAS, TX 75254-2942 |
| Investor | Possibly a Property Investor |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,022.00 (+15.77%) Homeowner's exemption | ||
| 2024 | $55,928 (+21.39%) Land $17,095 Building $38,833 | $167,851 (+21.44%) Land $51,306 Building $116,546 | |
| 2022 | $3,474.00 (+5.05%) Homeowner's exemption | $46,072 (+6.96%) Land $14,082 Building $31,990 | $138,216 (+6.96%) Land $42,246 Building $95,970 |
| 2021 | $3,307.00 Homeowner's exemption | $43,074 Land $13,166 Building $29,908 | $129,222 Land $39,498 Building $89,724 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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