968 Co Rd 491, Elgin, TX 78621 Property Records

Lee County property record for 968 Co Rd 491, Elgin, TX 78621

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,980 sqft · built 2018
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$352,400 (Dec 2020)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193504`

Property Details

APN / Parcel Number

Primary APN	`193504`

Interior

Stories	1 Story
Building Area	1,980 sqft Gross Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	174,240 sqft (4 acres)
Porch	Open Porch
Porch Area	80 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	968 CR-491
City	ELGIN
State	TX
Zip	78621
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A382 JAMISON, J. D., TRACT 007A, ACRES 4.0
Legal Subdivision	JAMISON, J. D.
Legal Tract	007A
Jurisdiction	LEE TX
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3020
Census Tract	100

Owner

968 Co Rd 491, an agricultural property, is owned and occupied by two individuals who bought it in December 2020.

Source: Lee County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	968 COUNTY ROAD 491, ELGIN, TX 78621-5335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Dec 3, 2020	Vendor's Lien, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Deed Document Number	20203912
Deed Book / Page	1285 / 654
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	001285/654
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE TX
Property Address	968 COUNTY ROAD 491, ELGIN, TX 78621-5335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1235/0637
Date	Aug 16, 2018
Book Page	1235/0637
Instrument	2018-03289

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LEE TX
Recording Date	Dec 3, 2020
Property Address	968 COUNTY ROAD 491, ELGIN, TX 78621-5335
Document Number	001285/654
Book / Page	1285 / 654
Instrument Date	Nov 9, 2020
Instrument	2020-03912
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	NOT AVAILABLE, AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 COUNTY ROAD 491, ELGIN, TX 78621-5335

Mortgage

Document Number	0001285658
Date	Dec 3, 2020
Instrument	1285/658

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 968 Co Rd 491 was $4,822 with exemptions applied, down 23.4% from the year before.

Source: Lee County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lee County
Unified School District	Lexington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00 (-23.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$485,602	$512,630 Land $198,000 Building $314,630
2024	$6,299.00
2023		$440,020 Land $116,000 Building $324,020	$440,020 Land $116,000 Building $324,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 968 Co Rd 491 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 968 Co Rd 491 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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