Oakland County property record for 9679 Cooley Lake Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,249 sqft · built 1976 |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Aug 2012) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-02-126-009 |
| Primary APN | E-17-02-126-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 2,249 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 29,882 sqft (0.686 acres) |
| Lot Dimensions | 260 ft deep x 92 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Patio Area | 976 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9679 COOLEY LAKE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 2 VENICE OF THE WOODS NO 1 LOT 7 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | VENICE OF THE WOODS NO 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 134000 |
9679 Cooley Lake Rd is owned and occupied by two individuals who bought it in August 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Jan 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG/MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on File |
| Deed Sale | Aug 10, 2012 · Amount on File |
| Prior Sale | Jan 8, 2008 · Amount on File |
| Deed Document Number | 2012172280 |
| Deed Book / Page | 44531 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000178129 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 56564/440 |
| Instrument | 178129 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000136809 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9679 COOLEY LAKE RD COMMERCE TOWNSHIP MI 483823629, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000136809 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 054497/000215 |
| Instrument | 136809 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000166761 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9679 COOLEY LAKE RD COMMERCE TOWNSHIP MI 483823629, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000166761 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 052258/000187 |
| Instrument | 166761 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON HILLS, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 9, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9679 COOLEY LAKE RD, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000005755 |
| Book / Page | 051463 / 000486 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9679 COOLEY LAKE RD COMMERCE TOWNSHIP MI 483823629, COMMERCE TOWNSHIP, MI 48382-3629 |
| Document Number | 0000005755 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 051463/000486 |
| Instrument | 5755 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
The 2025 property tax bill for 9679 Cooley Lake Rd was $3,018 with a homeowner's exemption, down 36.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,018.00 (-36.57%) Homeowner's exemption | $220,210 | $440,420 |
| 2024 | $4,758.00 | ||
| 2023 | $220,820 | $441,640 | |
| 2021 | $4,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9679 Cooley Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9679 Cooley Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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