Nassau County property record for 96782 Chester Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jul 2025) |
| Tax Bill | $4,000 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-5100-0030-0020 |
| Primary APN | 43-3N-28-5100-0030-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 16.3 ft deep x 13 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 96782 CHESTER RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT N OF LOT 29E A/K/A LOT 30 (EX S-1) IN OR 2802/1102 SOUTHERN BELL ESMT OR 608/223 LOFTON CHESTER TRACT |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Block | 20 |
| Legal Lot Number | 30 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 50306 |
Source: Nassau County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Apr 9, 2024 | Warranty Deed, Transfer OS NATIONAL LLC |
| Oct 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2024 · Amount on Record |
| Deed Document Number | 202521638 |
| Deed Book / Page | 2802 / 1102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Document Number | 0024561706 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2456/1706 |
| Instrument | 202145015691 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 1, 2026 |
| Property Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Document Number | 0000013136 |
| Book / Page | 2865 / 670 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202613136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Document Number | 0000013136, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 2865/670 |
| Instrument | 202613136 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Apr 9, 2024 |
| Property Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Document Number | 0027041860 |
| Book / Page | 2704 / 1860 |
| Map Reference | MB 194 PG 640 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 202445009618 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 96782 CHESTER RD, YULEE, FL 32097-3599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021491493 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 2149/1493 |
| Instrument | 201728977 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OWINGS MILLS, MD 21117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,000.00 (+162.98%) | $260,584 (+89.86%) Land $61,200 Building $199,384 | $260,584 (+4.94%) Land $61,200 Building $199,384 |
| 2024 | $1,521.00 (+2.08%) Homeowner's exemption | $137,253 (+3%) | $248,306 (+3.46%) Land $57,600 Building $190,706 |
| 2023 | $1,490.00 (+11.95%) Homeowner's exemption | $133,255 (+3%) | $240,006 (+19.14%) Land $57,600 Building $182,406 |
| 2022 | $1,331.00 Homeowner's exemption | $129,374 | $201,454 Land $43,200 Building $158,254 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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