96782 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96782 Chester Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 1987
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Jul 2025)
Tax Bill$4,000 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN43-3N-28-5100-0030-0020

Property Details

APN / Parcel Number

Primary APN43-3N-28-5100-0030-0020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions16.3 ft deep x 13 ft wide
Garage TypeCarport
CarportCarport
PorchFinished/Open Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address96782 CHESTER RD
CityYULEE
StateFL
Zip32097-3599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT N OF LOT 29E A/K/A LOT 30 (EX S-1) IN OR 2802/1102 SOUTHERN BELL ESMT OR 608/223 LOFTON CHESTER TRACT
Legal Range28E
Legal Township03N
Legal Section43
Legal Block20
Legal Lot Number30
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group4
Census Block4000
Census Tract50306

Owner

Source: Nassau County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address96782 CHESTER RD, YULEE, FL 32097-3599
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
May 1, 2026Deed of Trust, Mortgage · FHA Mortgage
IMPERIAL LENDING LLC
Apr 9, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Oct 4, 2017Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleApr 9, 2024 · Amount on Record
Deed Document Number202521638
Deed Book / Page2802 / 1102
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address96782 CHESTER RD, YULEE, FL 32097-3599
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address96782 CHESTER RD, YULEE, FL 32097-3599

Mortgage

Document Number0024561706
DateApr 28, 2021
Book Page2456/1706
Instrument202145015691
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateMay 1, 2026
Property Address96782 CHESTER RD, YULEE, FL 32097-3599
Document Number0000013136
Book / Page2865 / 670
Instrument DateApr 27, 2026
Instrument202613136
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address96782 CHESTER RD, YULEE, FL 32097-3599

Mortgage

Document Number0000013136,
DateMay 1, 2026
Book Page2865/670
Instrument202613136
Lender
NameIMPERIAL LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.38%
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 9, 2024
Property Address96782 CHESTER RD, YULEE, FL 32097-3599
Document Number0027041860
Book / Page2704 / 1860
Map ReferenceMB 194 PG 640
Instrument DateApr 4, 2024
Instrument202445009618
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address96782 CHESTER RD, YULEE, FL 32097-3599

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address96782 CHESTER RD, YULEE, FL 32097-3599
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021491493
DateOct 4, 2017
Book Page2149/1493
Instrument201728977
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressOWINGS MILLS, MD 21117
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,000.00 (+162.98%)$260,584 (+89.86%) Land $61,200 Building $199,384$260,584 (+4.94%) Land $61,200 Building $199,384
2024$1,521.00 (+2.08%) Homeowner's exemption$137,253 (+3%)$248,306 (+3.46%) Land $57,600 Building $190,706
2023$1,490.00 (+11.95%) Homeowner's exemption$133,255 (+3%)$240,006 (+19.14%) Land $57,600 Building $182,406
2022$1,331.00 Homeowner's exemption$129,374$201,454 Land $43,200 Building $158,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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