9678 Old Gate Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 9678 Old Gate Dr, Matthews, NC 28105

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,120 sqft · built 1989
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2021)
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193-351-44`

Property Details

APN / Parcel Number

Primary APN	`193-351-44`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
Upper Floors Area	560 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9678 OLD GATE DR
City	MATTHEWS
State	NC
Zip	28105-4491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-9MF(CD)
Legal Description	L120M20-803
Legal Subdivision	PHEASANT KNOLL
Legal Block	1
Legal Lot Number	120M
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	5716

Owner

9678 Old Gate Dr, a townhouse, is owned and occupied by an individual who bought it in October 2021.

Source: Mecklenburg County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	9678 OLD GATE DR, MATTHEWS, NC 28105-4491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Oct 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 15, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2021206356
Deed Book / Page	36700 / 515
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9678 OLD GATE DR, MATTHEWS, NC 28105-4491
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003350
Date	Jan 10, 2018
Book Page	32396/562
Instrument	2018003350

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 28, 2021
Property Address	9678 OLD GATE DR, MATTHEWS, NC 28105-4491
Document Number	0000206356
Book / Page	36700 / 515
Map Reference	MB 20 PG 803
Instrument Date	Oct 22, 2021
Instrument	2021206356
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE # AVE31, AVE31, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9678 OLD GATE DR, MATTHEWS, NC 28105-4491

Mortgage

Document Number	0000206357
Date	Oct 28, 2021
Instrument	2021206357

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 15, 2021
Property Address	9678 OLD GATE DR, MATTHEWS, NC 28105-4491
Document Number	0000137174
Book / Page	36300 / 369
Map Reference	MB 20 PG 803
Instrument Date	Jul 15, 2021
Instrument	2021137174
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5702 CHALYCE LN, CHARLOTTE, NC 28270-1746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9678 Old Gate Dr was $1,574.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00	$182,500 Land $40,000 Building $142,500	$182,500 Land $40,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9678 Old Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9678 Old Gate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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