Howard County property record for 9678 Horsham Dr, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,892 sqft · built 1989 |
| Lot Size | 0.004 acres (174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Aug 2022) |
| Tax Bill | $5,765 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-518656 |
| Primary APN | 06-518656 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,892 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 174 sqft (0.004 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 518656 |
|---|---|
| Street Address | 9678 HORSHAM DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5936 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 122 .04 A 9678 HORSHAM DR BOWLING BROOK FARMS |
| Legal Subdivision | BOWLING BROOK FARMS |
| Legal Lot Number | 122 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 606905 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9678 HORSHAM DR, LAUREL, MD 20723-5936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Feb 16, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Book / Page | 21689 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 25, 2022 |
| Property Address | 9678 HORSHAM DR, LAUREL, MD 20723-5936 |
| Document Number | 0216890128 |
| Book / Page | 21689 / 128 |
| Map Reference | PL CMP 7877-7885 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9678 HORSHAM DR, LAUREL, MD 20723-5936 |
| Document Number | 0021689134 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 21689/134 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 16, 2018 |
| Property Address | 9678 HORSHAM DR, LAUREL, MD 20723-5936 |
| Document Number | 0180540341 |
| Book / Page | 18054 / 341 |
| Map Reference | PL CMP7877-7885 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0018054348 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 18054/348 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,765.00 (+3.33%) Homeowner's exemption | $384,800 (+7.4%) | $437,800 (+22.19%) Land $200,000 Building $237,800 |
| 2025 | $5,579.00 (+54.76%) Homeowner's exemption | $358,300 (+7.63%) Land $130,000 Building $228,300 | $358,300 (-) Land $130,000 Building $228,300 |
| 2023 | $332,900 | $358,300 Land $130,000 Building $228,300 | |
| 2022 | $3,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures