9678 Celtic Pl, Waldorf, MD 20601 Property Records

Charles County property record for 9678 Celtic Pl, Waldorf, MD 20601

Property Summary

Property TypeTownhouse
Details4 ba · 2,940 sqft · built 2023
Lot Size0.046 acres (2,004 sqft)
Owner2 Individual Names on Record
Last Sale$492,000 (Dec 2023)
Tax Bill$24,364 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-357300

Property Details

APN / Parcel Number

Primary APN06-357300
Alternative APN
  • 357300

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,940 sqft Living Area
Gross Area3,360 sqft
1st Floor Area560 sqft
Basement Area456 sqft
Finished Basement456 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,004 sqft (0.046 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area16 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number357300
Street Address9678 CELTIC PL
CityWALDORF
StateMD
Zip20601-3843
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePRD
Legal DescriptionLOT 320 SEC B PH IV SCOTLAND HEIGHTS SUB
Legal SubdivisionSCOTLAND HEIGHTS SUB
Legal Phase4
Legal Block3
Legal Lot Number320
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3000
Census Tract850706

Owner

Source: Charles County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9678 CELTIC PL, WALDORF, MD 20601-3843
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
Dec 6, 2023Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC
May 27, 2022Limited Warranty Deed, Transfer
CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC
Sep 28, 2021Deed, Transfer
CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Prior SaleSep 28, 2021 · Amount on Record
Deed Book / Page13139 / 87
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateAug 3, 2026
Property Address9678 CELTIC PL, WALDORF, MD 20601-3843
Document Number1416000248
Book / Page14164 / 248
Instrument DateJul 13, 2026
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address9678 CELTIC PL, WALDORF, MD 20601-3843

Mortgage

Document Number1416000248,
DateAug 3, 2026
Book Page14164/248
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueAug 1, 2066
Interest
Rate6.52%
Max Rate-1%

December 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 6, 2023
Property Address9678 CELTIC PL, WALDORF, MD 20601-3843
Document Number0131390087
Book / Page13139 / 87
Map ReferenceMB 60 PG 587&588
Instrument DateDec 1, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9678 CELTIC PL, WALDORF, MD 20601-3843

Mortgage

Document Number0001313996
DateDec 6, 2023
Instrument13139/96
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

May 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCHARLES MD
Recording DateMay 27, 2022
Property Address9678 CELTIC PL, WALDORF, MD 20601-3843
Document Number0125690010
Book / Page12569 / 10
Map ReferenceMB 60 PG 588
Instrument DateMay 13, 2022
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount Recorded
Tax$9,709.14
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 28, 2021
Property Address9678 CELTIC PL, WALDORF, MD 20601-3843
Document Number0120950115
Book / Page12095 / 115
Instrument DateAug 30, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount Recorded
Tax$81,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,364.00 (+178.92%) Homeowner's exemption$515,567 (+11.39%)$516,300 (+0.21%) Land $95,000 Building $421,300
2023$8,735.00$462,833$515,200 Land $95,000 Building $420,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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