Charles County property record for 9678 Celtic Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,940 sqft · built 2023 |
| Lot Size | 0.046 acres (2,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,000 (Dec 2023) |
| Tax Bill | $24,364 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357300 |
| Primary APN | 06-357300 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,940 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,004 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357300 |
|---|---|
| Street Address | 9678 CELTIC PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-3843 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD |
| Legal Description | LOT 320 SEC B PH IV SCOTLAND HEIGHTS SUB |
| Legal Subdivision | SCOTLAND HEIGHTS SUB |
| Legal Phase | 4 |
| Legal Block | 3 |
| Legal Lot Number | 320 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 850706 |
Source: Charles County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Dec 6, 2023 | Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC |
| May 27, 2022 | Limited Warranty Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Sep 28, 2021 | Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Book / Page | 13139 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 3, 2026 |
| Property Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 1416000248 |
| Book / Page | 14164 / 248 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 1416000248, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 14164/248 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 6, 2023 |
| Property Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 0131390087 |
| Book / Page | 13139 / 87 |
| Map Reference | MB 60 PG 587&588 |
| Instrument Date | Dec 1, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 0001313996 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 13139/96 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 27, 2022 |
| Property Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 0125690010 |
| Book / Page | 12569 / 10 |
| Map Reference | MB 60 PG 588 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,709.14 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 28, 2021 |
| Property Address | 9678 CELTIC PL, WALDORF, MD 20601-3843 |
| Document Number | 0120950115 |
| Book / Page | 12095 / 115 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $81,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,364.00 (+178.92%) Homeowner's exemption | $515,567 (+11.39%) | $516,300 (+0.21%) Land $95,000 Building $421,300 |
| 2023 | $8,735.00 | $462,833 | $515,200 Land $95,000 Building $420,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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