967 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 967 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,720 sqft · built 1992
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Aug 1992)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Mar 2026 Transfer May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-207838`

Property Details

APN / Parcel Number

Primary APN	`03-207838`
Alternative APNs	`3207838` `207838`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	290 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	207838
Street Address	967 E RING FACTORY RD
City	BEL AIR
State	MD
Zip	21014-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 70 .334 AC 967 E RING FACTORY ROAD GLENWOOD GARTH S1 P54/77
Legal Subdivision	GLENWOOD GARTH
Legal Lot Number	70
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	967 E RING FACTORY RD, BEL AIR, MD 21014-5539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Intrafamily Transfer, Transfer
May 12, 2023	Deed of Trust, Mortgage · Unknown FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1992 · Amount on Record
Deed Sale	Aug 25, 1992 · Amount on Record
Prior Sale	Apr 1, 1992 · Amount on Record
Deed Book / Page	1852 / 949
Last Transfer Date	Mar 12, 2026
Transfer Doc	0170470276
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 19, 2026
Property Address	967 E RING FACTORY RD, BEL AIR, MD 21014-5539
Document Number	0170470276
Book / Page	17047 / 276
Map Reference	MB 54 FO 77
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	967 E RING FACTORY RD, BEL AIR, MD 21014-5539
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 E RING FACTORY RD, BEL AIR, MD 21014-5539

Mortgage

Document Number	0159030151
Date	May 12, 2023
Book Page	15903/151

Lender

Name	FULTON BANK NA
Type	Bank
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+6.81%) Homeowner's exemption	$392,733 (+2.89%)	$414,800 (+8.67%) Land $112,200 Building $302,600
2025	$4,007.00 (+8.24%) Homeowner's exemption	$381,700 (+7.92%) Land $112,200 Building $269,500	$381,700 (-) Land $112,200 Building $269,500
2023		$353,700	$381,700 Land $112,200 Building $269,500
2022	$3,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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