967 Big Hill Rd, Berea, KY 40403 Property Records

Madison County property record for 967 Big Hill Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,861 sqft
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Dec 2024)
Tax Bill$2,451 (2025)
Deeds & MortgagesOct 2018 Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNB11A-0004-0036

Property Details

APN / Parcel Number

Primary APNB11A-0004-0036
Alternative APNs
  • 111593
  • 74737
  • 42861

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,861 sqft Living Area
1st Floor Area1,861 sqft
Basement Area1,861 sqft
Unfinished Basement1,861 sqft

Exterior

Exterior MaterialBrick Veneer
Lot Area46,609 sqft (1.07 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number42861
Street Address967 BIG HILL RD
CityBEREA
StateKY
Zip40403-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2
Legal SubdivisionEDNA LENGFELLNER LAKE
Legal Lot Number2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2010
Census Tract11304

Owner

967 Big Hill Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Madison County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address967 BIG HILL RD, BEREA, KY 40403-2132
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 30, 2020Deed of Trust, Mortgage · Line of Credit
KENTUCKY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on File
Deed SaleDec 13, 2024 · Amount on File
Prior SaleMay 13, 2009 · Amount on File
Deed Document Number202414237236
Deed Book / Page861 / 379
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address967 BIG HILL RD, BEREA, KY 40403-2132
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01830/554
DateOct 25, 2018
Book PageM01830/554
Instrument2013983781
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address967 BIG HILL RD, BEREA, KY 40403-2132
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM02008/388
DateDec 30, 2020
Book PageM02008/388
Instrument2014026743
Lender
NameKENTUCKY BANK
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 17, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 967 Big Hill Rd was $2,451.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,451.00$260,000$260,000
2023$1,344.00 Homeowner's exemption$185,000$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 967 Big Hill Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims8 (2010–2026)
Claims Outside the SFHA2 of 8
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 967 Big Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Big Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number