9668 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9668 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,140 sqft · built 2003
Lot Size	0.263 acres (11,446 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (May 2011)
Tax Bill	$9,291 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-225016`

Property Details

APN / Parcel Number

Primary APN	`07-225016`
Alternative APNs	`7225016` `225016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,140 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,456 sqft
Basement Area	378 sqft
Finished Basement	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,446 sqft (0.263 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	225016
Street Address	9668 ROYAL CREST CIR
City	FREDERICK
State	MD
Zip	21704-7867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25161 SECTION P3 11,446 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P3
Legal Lot Number	25161
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1030
Census Tract	752205

Owner

Source: Frederick County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit NYMEO FEDERAL CREDIT UNION
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2011 · Amount on File
Deed Sale	May 3, 2011 · Amount on File
Prior Sale	May 3, 2011 · Amount on File
Deed Document Number	20118344/0149
Deed Book / Page	8344 / 149
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 21, 2026
Property Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Document Number	1801000246
Book / Page	18015 / 246
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867

Mortgage

Document Number	1801000246,
Date	Aug 21, 2026
Book Page	18015/246

Lender

Name	NYMEO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	288 Months
Due	Aug 1, 2050

Interest

Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	SECURITY TTL GUARANTEE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162760001
Date	Dec 28, 2022
Book Page	16276/1

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135590243
Date	Feb 28, 2020
Book Page	13559/243

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9668 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	QUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141860413
Date	Oct 20, 2020
Book Page	14186/413

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,033 (+28.9%)	$768,300 (+30.77%) Land $228,200 Building $540,100
2025	$9,291.00 (+11.44%)
2023	$8,337.00	$549,300	$587,500 Land $178,200 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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